Vitals
  • Total Assets
    219.1M 17.1 %
  • Total Deposits
    149.3M 2.7 %
  • Total Net Loans
    130.3M 4.0 %
  • Net Income
    289000.0000 -56.0 %
  • Book Value
    30.2M -0.2 %
  • Book Value x2
    60.3M -0.2 %
  • Book Value x3
    90.4M -0.2 %
ROAA

.181

ROAE

1.261

Efficiency Ratio

70.36

Net Interest Margin

3.479

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Jessamine County All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 219,100 189,592
Total Net Loans 130,309 129,685
Total Deposits 149,332 148,060
Total Equity 30,150 19,784
Profitability
Net Income 289 2,187
Return on Average Assets .181 1.135
Return on Average Equity 1.261 10.49
Net Interest Margin 3.479 3.942
Efficiency Ratio 70.36 66.848
Noninterest Income/Revenue 11.075 12.242
Balance Sheet Ratios
Loan-to-Deposit 87.261 84.713
Securities/Assets .21 .284
Total Equity/Total Assets .138 .104
Tangible Equity/Tangible Assets .059 .049
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,825 18,565
Tier 2 Capital 1,456 1,462
Total Capital 14,281 20,024
Total Risk Weighted Assets 132,478 133,382
Leverage Ratio 6.63 10.663
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.68 16.012
Total Capital Ratio 10.78 17.139

Timeline for Citizens Bank Of Jessamine County

United Bank & Trust Company

Citizens Bank Of Jessamine County was acquired by United Bank & Trust Company 15 years

View Profile Nov 01 2008

Farmers Capital Bank Corporation

Farmers Capital Bank Corporation became a new parent organization for Citizens Bank Of Jessamine County.

View Profile Oct 01 2006

Citizens National Bancshares, Inc.

Citizens National Bancshares, Inc. became a new parent organization for Citizens Bank Of Jessamine County.

View Profile Jul 14 1998

Citizens Bank Of Jessamine County

Citizens Bank Of Jessamine County was established 27 years ago and is currently headquartered in Nicholasville, KY.

Jul 05 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Bank & Trust Company Buyer 466,588 Pooling of Interests Discontinued 11/1/2008
Relationships Role Relationship Start Relationship End
Farmers Capital Bank Corporation Parent 10/1/2006 10/31/2008
Citizens National Bancshares, Inc. Parent 7/14/1998 9/30/2006
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