Vitals
  • Total Assets
    258.9M 13.5 %
  • Total Deposits
    231.3M 15.4 %
  • Total Net Loans
    178.0M 3.0 %
  • Net Income
    1.2M 36.7 %
  • Book Value
    23.6M 4.5 %
  • Book Value x2
    47.2M 4.5 %
  • Book Value x3
    70.7M 4.5 %
ROAA

.483

ROAE

5.093

Efficiency Ratio

80.155

Net Interest Margin

3.872

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Florida All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 258,918 586,559
Total Net Loans 178,006 397,788
Total Deposits 231,307 483,997
Total Equity 23,578 60,775
Profitability
Net Income 1,192 4,381
Return on Average Assets .483 .706
Return on Average Equity 5.093 6.893
Net Interest Margin 3.872 3.553
Efficiency Ratio 80.155 74.427
Noninterest Income/Revenue 8.899 15.578
Balance Sheet Ratios
Loan-to-Deposit 76.957 80.705
Securities/Assets .139 .17
Total Equity/Total Assets .091 .104
Tangible Equity/Tangible Assets .091 .1
Capital Adequacy
Tier 1 Common Capital 24,226 55,412
Tier 1 Capital 24,226 55,855
Tier 2 Capital 2,580 4,271
Total Capital 26,806 60,316
Total Risk Weighted Assets 206,151 416,967
Leverage Ratio 9.61 10.155
Common Equity Tier 1 Capital Ratio 11.75 14.982
Tier 1 Capital Ratio 11.75 15.063
Total Capital Ratio 13 16.194

Timeline for Citizens Bank Of Florida

Citizens Bancorp Of Oviedo, Inc.

Citizens Bancorp Of Oviedo, Inc. became a new parent organization for Citizens Bank Of Florida.

View Profile Feb 23 2001

Citizens Bank Of Florida

Citizens Bank Of Florida was established 77 years ago and is currently headquartered in Oviedo, FL.

Jul 01 1946
Relationships Role Relationship Start Relationship End
Citizens Bancorp Of Oviedo, Inc. Parent 2/23/2001
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