Vitals
  • Total Assets
    261.0M -2.4 %
  • Total Deposits
    179.4M 0.0 %
  • Total Net Loans
    110.7M -9.3 %
  • Net Income
    1.8M -19.3 %
  • Book Value
    28.1M -17.6 %
  • Book Value x2
    56.2M -17.6 %
  • Book Value x3
    84.3M -17.6 %
ROAA

.918

ROAE

7.873

Efficiency Ratio

84.286

Net Interest Margin

3.175

Balance Sheet Highlights
Financial Highlights Citizens Bank, National Association All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 260,991 128,975
Total Net Loans 110,660 69,653
Total Deposits 179,358 106,033
Total Equity 28,107 14,008
Profitability
Net Income 1,817 871
Return on Average Assets .918 .86
Return on Average Equity 7.873 8.013
Net Interest Margin 3.175 3.537
Efficiency Ratio 84.286 70.738
Noninterest Income/Revenue 29.774 13.757
Balance Sheet Ratios
Loan-to-Deposit 61.698 63.924
Securities/Assets .397 .294
Total Equity/Total Assets .108 .109
Tangible Equity/Tangible Assets .107 .106
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 29,070 13,479
Tier 2 Capital 1,976 968
Total Capital 31,046 14,462
Total Risk Weighted Assets 157,271 82,938
Leverage Ratio 11.15 10.407
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.48 17.301
Total Capital Ratio 19.74 18.483

Timeline for Citizens Bank, National Association

Manhattan National Bank

Citizens Bank, National Association was acquired by Manhattan National Bank 10 years

View Profile Nov 01 2013

Centerville State Bank

Acquisition: Citizens Bank, National Association acquired a new subsidiary, Centerville State Bank, 16 years

View Profile Sep 01 2007

Cinab Securities Inc.

Cinab Securities Inc. became a new subsidiary organization for Citizens Bank, National Association.

View Profile Apr 01 1996

The Bank Of Kincaid

Acquisition: Citizens Bank, National Association acquired a new subsidiary, The Bank Of Kincaid, 29 years

View Profile Dec 30 1994

Mid-America Federal Savings And Loan Association

Acquisition: Citizens Bank, National Association acquired a new subsidiary, Mid-America Federal Savings And Loan Association, 34 years

View Profile May 05 1990

Want to see more?

Complete timeline for Citizens Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Manhattan National Bank Buyer 78,653 Acquisition Discontinued 11/1/2013
Centerville State Bank Seller 4,666 Pooling of Interests Discontinued 9/1/2007
The Bank Of Kincaid Seller 12,604 Discontinued 12/30/1994
Mid-America Federal Savings And Loan Association Seller 64,444 Failure 5/5/1990
Relationships Role Relationship Start Relationship End
First Capital Corporation Parent 10/16/1989 10/31/2013
Mercantile Bank Of St. Louis National Association Parent 1/30/1988 10/15/1989
1101 Walnut Branch Parent 1/30/1988 10/15/1989
Bourbon County Bancshares, Inc. Parent 6/19/1984 1/29/1988
Cinab, Inc. Subsidary 6/30/2007 10/31/2013
Cinab, Inc. Subsidary 12/31/1984 6/29/2007
Cinab Securities Inc. Subsidary 4/1/1996 8/31/2001
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