Vitals
  • Total Assets
    40.3M
  • Total Deposits
    33.9M
  • Total Net Loans
    24.5M
  • Net Income
    47000.0000
  • Book Value
    6.2M
  • Book Value x2
    12.4M
  • Book Value x3
    18.6M
ROAA

.467

ROAE

3.042

Efficiency Ratio

78.513

Net Interest Margin

4.003

Balance Sheet Highlights
Financial Highlights Charter 1 Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 40,342 115,368
Total Net Loans 24,542 76,789
Total Deposits 33,945 96,424
Total Equity 6,204 11,249
Profitability
Net Income 47 421
Return on Average Assets .467 1.17
Return on Average Equity 3.042 12.037
Net Interest Margin 4.003 3.984
Efficiency Ratio 78.513 62
Noninterest Income/Revenue 10.289 12.502
Balance Sheet Ratios
Loan-to-Deposit 72.299 76.122
Securities/Assets .18 .566
Total Equity/Total Assets .154 .098
Tangible Equity/Tangible Assets .112 -.055
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,523 10,374
Tier 2 Capital 308 930
Total Capital 4,831 11,343
Total Risk Weighted Assets 24,580 79,244
Leverage Ratio 11.72 9.363
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.4 14.238
Total Capital Ratio 19.65 15.399

Timeline for Charter 1 Bank

Legends Bank

Charter 1 Bank was acquired by Legends Bank 20 years

View Profile Jun 02 2003

Linn Holding Company

Linn Holding Company became a new parent organization for Charter 1 Bank.

View Profile Nov 29 2002

South Gasconade Investment Corporation

South Gasconade Investment Corporation became a new parent organization for Charter 1 Bank.

View Profile Apr 14 1989

Charter 1 Bank

Charter 1 Bank was established 41 years ago and is currently headquartered in Owensville, MO.

Jul 03 1982

The Belle-Bland Bank

Acquisition: Charter 1 Bank acquired a new subsidiary, The Belle-Bland Bank, 41 years

View Profile Jul 03 1982

Want to see more?

Complete timeline for Charter 1 Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Legends Bank Buyer 334,395 Pooling of Interests Discontinued 6/2/2003
The Belle-Bland Bank Seller 4,251 Failure 7/3/1982
Relationships Role Relationship Start Relationship End
Linn Holding Company Parent 11/29/2002 6/1/2003
South Gasconade Investment Corporation Parent 4/14/1989 11/28/2002
E.B.M., Inc. Parent 7/3/1982 4/13/1989
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