Vitals
  • Total Assets
    295.8M 2.3 %
  • Total Deposits
    257.6M 2.5 %
  • Total Net Loans
    178.4M 2.6 %
  • Net Income
    2.7M 5.2 %
  • Book Value
    34.2M 4.2 %
  • Book Value x2
    68.4M 4.2 %
  • Book Value x3
    102.6M 4.2 %
ROAA

.899

ROAE

7.827

Efficiency Ratio

70.964

Net Interest Margin

3.575

Balance Sheet Highlights
Financial Highlights Century Bank And Trust All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 295,806 330,697
Total Net Loans 178,391 227,599
Total Deposits 257,604 278,247
Total Equity 34,187 33,935
Profitability
Net Income 2,652 3,589
Return on Average Assets .899 .954
Return on Average Equity 7.827 8.772
Net Interest Margin 3.575 3.821
Efficiency Ratio 70.964 71.925
Noninterest Income/Revenue 32.209 24.061
Balance Sheet Ratios
Loan-to-Deposit 69.25 76.845
Securities/Assets .24 .16
Total Equity/Total Assets .116 .103
Tangible Equity/Tangible Assets .114 .098
Capital Adequacy
Tier 1 Common Capital 36,954 32,553
Tier 1 Capital 36,954 32,664
Tier 2 Capital 2,269 2,479
Total Capital 39,223 35,133
Total Risk Weighted Assets 227,613 242,208
Leverage Ratio 12.38 10.341
Common Equity Tier 1 Capital Ratio 16.24 15.339
Tier 1 Capital Ratio 16.24 15.393
Total Capital Ratio 17.23 16.423

Timeline for Century Bank And Trust

Century Mortgage Services, Inc.

Century Mortgage Services, Inc. became a new subsidiary organization for Century Bank And Trust.

View Profile Mar 03 2003

Century Insurance Services

Century Insurance Services became a new subsidiary organization for Century Bank And Trust.

View Profile Sep 19 1996

Century Financial Corporation

Century Financial Corporation became a new parent organization for Century Bank And Trust.

View Profile Dec 31 1989

Branch County Bank

Acquisition: Century Bank And Trust acquired a new subsidiary, Branch County Bank, 44 years

View Profile May 01 1980

Century Bank And Trust

Century Bank And Trust was established 115 years ago and is currently headquartered in Coldwater, MI.

Jan 01 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Branch County Bank Seller 62,789 Discontinued 5/1/1980
Relationships Role Relationship Start Relationship End
Century Financial Corporation Parent 12/31/1989
Century Insurance Services Subsidary 6/30/2007
Century Mortgage Services, Inc. Subsidary 6/30/2007
Century Insurance Services Subsidary 9/19/1996 6/29/2007
Century Mortgage Services, Inc. Subsidary 3/3/2003 6/29/2007
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