Vitals
  • Total Assets
    178.9M 6.6 %
  • Total Deposits
    159.6M 6.9 %
  • Total Net Loans
    114.6M -1.6 %
  • Net Income
    702000.0000 10.2 %
  • Book Value
    17.7M 2.7 %
  • Book Value x2
    35.4M 2.7 %
  • Book Value x3
    53.0M 2.7 %
ROAA

1.633

ROAE

16.198

Efficiency Ratio

52.531

Net Interest Margin

4.933

Balance Sheet Highlights
Financial Highlights Central Valley Bank All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 178,937 521,158
Total Net Loans 114,574 341,457
Total Deposits 159,636 445,889
Total Equity 17,682 60,212
Profitability
Net Income 702 1,213
Return on Average Assets 1.633 .639
Return on Average Equity 16.198 5.694
Net Interest Margin 4.933 3.911
Efficiency Ratio 52.531 81.237
Noninterest Income/Revenue 11.518 19.196
Balance Sheet Ratios
Loan-to-Deposit 71.772 75.842
Securities/Assets .064 .179
Total Equity/Total Assets .099 .116
Tangible Equity/Tangible Assets .099 .111
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 17,655 54,739
Tier 2 Capital 1,518 4,441
Total Capital 19,173 59,204
Total Risk Weighted Assets 119,665 375,927
Leverage Ratio 10.27 10.665
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.75 15.655
Total Capital Ratio 16.02 16.879

Timeline for Central Valley Bank

Heritage Bank

Central Valley Bank was acquired by Heritage Bank 10 years

View Profile Jun 20 2013

Heritage Financial Corporation

Heritage Financial Corporation became a new parent organization for Central Valley Bank.

View Profile Mar 06 1999

Washington Independent Bancshares, Inc.

Washington Independent Bancshares, Inc. became a new parent organization for Central Valley Bank.

View Profile Apr 01 1982

Central Valley Bank

Central Valley Bank was established 61 years ago and is currently headquartered in Toppenish, WA.

Nov 01 1962
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank Buyer 3,843,504 Pooling of Interests Discontinued 6/20/2013
Relationships Role Relationship Start Relationship End
Heritage Financial Corporation Parent 3/6/1999 6/19/2013
Washington Independent Bancshares, Inc. Parent 4/1/1982 3/5/1999
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