Vitals
  • Total Assets
    242.8M 9.8 %
  • Total Deposits
    193.2M 10.7 %
  • Total Net Loans
    164.5M 12.9 %
  • Net Income
    4.1M 8.6 %
  • Book Value
    28.9M 5.1 %
  • Book Value x2
    57.8M 5.1 %
  • Book Value x3
    86.7M 5.1 %
ROAA

1.738

ROAE

13.684

Efficiency Ratio

42.926

Net Interest Margin

3.389

Balance Sheet Highlights
Financial Highlights Central State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 242,849 198,346
Total Net Loans 164,529 133,864
Total Deposits 193,233 165,124
Total Equity 28,907 22,060
Profitability
Net Income 4,071 2,310
Return on Average Assets 1.738 1.15
Return on Average Equity 13.684 9.92
Net Interest Margin 3.389 3.587
Efficiency Ratio 42.926 60.34
Noninterest Income/Revenue 1.343 13.494
Balance Sheet Ratios
Loan-to-Deposit 85.145 77.091
Securities/Assets .3 .197
Total Equity/Total Assets .119 .111
Tangible Equity/Tangible Assets .119 .107
Capital Adequacy
Tier 1 Common Capital 30,131 21,135
Tier 1 Capital 30,131 21,140
Tier 2 Capital 2,579 1,625
Total Capital 32,710 22,777
Total Risk Weighted Assets 215,805 151,308
Leverage Ratio 12.35 10.944
Common Equity Tier 1 Capital Ratio 13.96 15.631
Tier 1 Capital Ratio 13.96 15.631
Total Capital Ratio 15.16 16.675

Timeline for Central State Bank

State Center Financial, Inc.

State Center Financial, Inc. became a new parent organization for Central State Bank.

View Profile Aug 20 1979

Central State Bank

Central State Bank was established 122 years ago and is currently headquartered in State Center, IA.

Jan 01 1902
Relationships Role Relationship Start Relationship End
State Center Financial, Inc. Parent 8/31/1993
State Center Financial, Inc. Parent 12/31/1983 8/30/1993
State Center Financial, Inc. Parent 12/31/1982 12/30/1983
State Center Financial, Inc. Parent 8/20/1979 12/30/1982
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