Vitals
  • Total Assets
    590.5M 2.1 %
  • Total Deposits
    473.3M 2.9 %
  • Total Net Loans
    351.0M -5.5 %
  • Net Income
    2.7M
  • Book Value
    65.0M 3.5 %
  • Book Value x2
    130.0M 3.5 %
  • Book Value x3
    195.0M 3.5 %
ROAA

.615

ROAE

5.578

Efficiency Ratio

74.085

Net Interest Margin

3.534

Balance Sheet Highlights
Financial Highlights Central Jersey Bank, National Association All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 590,460 494,148
Total Net Loans 351,021 315,059
Total Deposits 473,331 406,484
Total Equity 64,989 52,002
Profitability
Net Income 2,653 1,635
Return on Average Assets .615 .337
Return on Average Equity 5.578 3.78
Net Interest Margin 3.534 3.581
Efficiency Ratio 74.085 76.636
Noninterest Income/Revenue 9.808 16.297
Balance Sheet Ratios
Loan-to-Deposit 74.16 80.118
Securities/Assets .286 .161
Total Equity/Total Assets .11 .105
Tangible Equity/Tangible Assets .088 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 58,997 47,866
Tier 2 Capital 5,957 4,652
Total Capital 64,954 52,514
Total Risk Weighted Assets 473,560 341,628
Leverage Ratio 10.15 9.394
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.46 12.899
Total Capital Ratio 13.72 14.198

Timeline for Central Jersey Bank, National Association

Kearny Bank

Central Jersey Bank, National Association was acquired by Kearny Bank 13 years

View Profile Dec 01 2010

Allaire Community Bank

Acquisition: Central Jersey Bank, National Association acquired a new subsidiary, Allaire Community Bank, 18 years

View Profile Aug 20 2005

Cjb Investment Company

Cjb Investment Company became a new subsidiary organization for Central Jersey Bank, National Association.

View Profile Mar 25 2004

Central Jersey Bancorp

Central Jersey Bancorp became a new parent organization for Central Jersey Bank, National Association.

View Profile Aug 31 2000

Central Jersey Bank, National Association

Central Jersey Bank, National Association was established 25 years ago and is currently headquartered in Oakhurst, NJ.

Jul 28 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kearny Bank Buyer 4,520,179 Discontinued 12/1/2010
Allaire Community Bank Seller 200,430 Pooling of Interests Discontinued 8/20/2005
Relationships Role Relationship Start Relationship End
Central Jersey Bancorp Parent 8/31/2000 11/30/2010
Cjb Investment Company Subsidary 6/30/2007 11/30/2010
Cjb Investment Company Subsidary 3/25/2004 6/29/2007
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