Vitals
  • Total Assets
    978.5M 10.0 %
  • Total Deposits
    753.5M 10.6 %
  • Total Net Loans
    530.2M 13.9 %
  • Net Income
    13.9M 6.5 %
  • Book Value
    148.8M 6.8 %
  • Book Value x2
    297.5M 6.8 %
  • Book Value x3
    446.3M 6.8 %
ROAA

1.49

ROAE

9.592

Efficiency Ratio

50.509

Net Interest Margin

4.677

Balance Sheet Highlights
Financial Highlights Central Bank All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 978,515 4,912,170
Total Net Loans 530,201 3,384,143
Total Deposits 753,509 4,143,202
Total Equity 148,758 557,185
Profitability
Net Income 13,935 63,059
Return on Average Assets 1.49 1.948
Return on Average Equity 9.592 13.309
Net Interest Margin 4.677 5.332
Efficiency Ratio 50.509 52.902
Noninterest Income/Revenue 16.732 17.847
Balance Sheet Ratios
Loan-to-Deposit 70.364 82.591
Securities/Assets .367 .161
Total Equity/Total Assets .152 .113
Tangible Equity/Tangible Assets .151 .113
Capital Adequacy
Tier 1 Common Capital 148,890 503,365
Tier 1 Capital 148,890 526,634
Tier 2 Capital 8,209 26,392
Total Capital 157,099 554,451
Total Risk Weighted Assets 653,894 3,042,819
Leverage Ratio 15.08 12.466
Common Equity Tier 1 Capital Ratio 22.77 16.659
Tier 1 Capital Ratio 22.77 16.843
Total Capital Ratio 24.03 17.925

Timeline for Central Bank

Central Bank Insurance Company

Central Bank Insurance Company became a new subsidiary organization for Central Bank.

View Profile Aug 14 1998

Central Bancorporation

Central Bancorporation became a new parent organization for Central Bank.

View Profile Dec 31 1970

State Investment Company

State Investment Company became a new subsidiary organization for Central Bank.

View Profile Dec 31 1970

Bma Management Support Corporation

Bma Management Support Corporation became a new subsidiary organization for Central Bank.

View Profile Dec 31 1970

Provo Office

Acquisition: Central Bank acquired a new subsidiary, Provo Office , 57 years

View Profile Jul 01 1966

Want to see more?

Complete timeline for Central Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Provo Office Seller Discontinued 7/1/1966
Relationships Role Relationship Start Relationship End
Central Bancorporation Parent 6/7/1990
Central Bancorporation Parent 12/31/1970 6/6/1990
Bma Management Support Corporation Subsidary 6/30/2007
Central Bank Insurance Company Subsidary 6/30/2007
Bma Management Support Corporation Subsidary 12/31/1980 6/29/2007
Central Bank Insurance Company Subsidary 8/14/1998 6/29/2007
State Investment Company Subsidary 12/31/1970 7/28/1992
Bma Management Support Corporation Subsidary 12/31/1970 12/30/1980
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