Vitals
  • Total Assets
    97.0M -3.5 %
  • Total Deposits
    88.1M -3.9 %
  • Total Net Loans
    57.9M -5.5 %
  • Net Income
    773000.0000 38.0 %
  • Book Value
    8.2M 7.0 %
  • Book Value x2
    16.4M 7.0 %
  • Book Value x3
    24.6M 7.0 %
ROAA

.784

ROAE

9.688

Efficiency Ratio

83.228

Net Interest Margin

4.138

Balance Sheet Highlights
Financial Highlights Central Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 96,998 350,717
Total Net Loans 57,931 240,957
Total Deposits 88,086 296,573
Total Equity 8,209 37,152
Profitability
Net Income 773 3,593
Return on Average Assets .784 .956
Return on Average Equity 9.688 8.82
Net Interest Margin 4.138 4.036
Efficiency Ratio 83.228 69.386
Noninterest Income/Revenue 17.625 17.129
Balance Sheet Ratios
Loan-to-Deposit 65.766 77.925
Securities/Assets .199 .166
Total Equity/Total Assets .085 .106
Tangible Equity/Tangible Assets .085 .103
Capital Adequacy
Tier 1 Common Capital 8,389 35,983
Tier 1 Capital 8,389 36,157
Tier 2 Capital 690 2,649
Total Capital 9,079 38,803
Total Risk Weighted Assets 54,416 253,332
Leverage Ratio 8.66 10.564
Common Equity Tier 1 Capital Ratio 15.42 15.215
Tier 1 Capital Ratio 15.42 15.278
Total Capital Ratio 16.68 16.362

Timeline for Central Bank

Central Bank

Central Bank was established 57 years ago and is currently headquartered in Savannah, TN.

Jun 30 1967
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Security Bank
 		New Auburn WI 96.3M
Horizon Bank
 		Fyffe AL 96.2M
Bank Of Dade
 		Trenton GA 96.9M
Elk State Bank
 		Clyde KS 95.2M
North Alabama Bank
 		Hazel Green AL 95.1M
First State Bank
 		Stuart IA 95.0M
Ruby Valley Bank
 		Twin Bridges MT 94.7M
Commercial State Bank
 		Wausa NE 98.1M
Fidelity Bank Of Texas
 		Waco TX 94.1M
State Bank Of Florence
 		Florence WI 96.4M