Net Income Analysis ( % relative to Total Revenue )
Income Statement Central Bank All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 3,567 12,197
Income from Lease Financing Receivables — 0
— 25
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 3,567 12,231
Investment Interest Income (TE) 481 1,544
Total Interest Income (TE) 4,127 14,034
Total Interest Expense 341 1,553
Net Interest Income (TE) 3,786 12,478
Non-Interest Income 883 2,901
Adjusted Operating Income (TE) 4,669 15,672
Non-interest Expense 3,886 10,334
Provision for Loan & Lease Losses -70 317
Pretax Operating Income (TE) 853 4,962
Pretax Net Operating Income (TE) 845 5,007
Applicable Income Taxes — 1,069
Net Operating Income 773 3,589
Net Income 773 3,593
Cash Dividends Declared — 1,505
Retained Earnings 773 1,960