Vitals
  • Total Assets
    214.3M -20.8 %
  • Total Deposits
    155.4M -26.0 %
  • Total Net Loans
    94.7M -19.2 %
  • Net Income
    -415000.0000 93.8 %
  • Book Value
    4.6M -20.8 %
  • Book Value x2
    9.3M -20.8 %
  • Book Value x3
    13.9M -20.8 %
ROAA

-.174

ROAE

-7.237

Efficiency Ratio

132.404

Net Interest Margin

2.737

Balance Sheet Highlights
Financial Highlights Cecil Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 214,296 804,628
Total Net Loans 94,693 615,155
Total Deposits 155,370 644,089
Total Equity 4,630 83,729
Profitability
Net Income -415 6,445
Return on Average Assets -.174 .743
Return on Average Equity -7.237 7.02
Net Interest Margin 2.737 3.678
Efficiency Ratio 132.404 72.114
Noninterest Income/Revenue 23.089 18.691
Balance Sheet Ratios
Loan-to-Deposit 60.947 90.195
Securities/Assets .192 .114
Total Equity/Total Assets .022 .104
Tangible Equity/Tangible Assets .022 .093
Capital Adequacy
Tier 1 Common Capital 5,553 74,463
Tier 1 Capital 5,553 75,572
Tier 2 Capital 1,419 7,498
Total Capital 6,972 83,523
Total Risk Weighted Assets 134,900 632,592
Leverage Ratio 2.56 9.794
Common Equity Tier 1 Capital Ratio 4.12 12.533
Tier 1 Capital Ratio 4.12 12.687
Total Capital Ratio 5.17 13.794

Timeline for Cecil Bank

3106 Emmorton Road Llc

3106 Emmorton Road Llc became a new subsidiary organization for Cecil Bank.

View Profile Jan 26 2010

Cecil Ventures, Llc

Cecil Ventures, Llc became a new subsidiary organization for Cecil Bank.

View Profile Jul 01 2005

Cecil Bancorp, Inc.

Cecil Bancorp, Inc. became a new parent organization for Cecil Bank.

View Profile Oct 01 2002

Cecil Service Corporation

Cecil Service Corporation became a new subsidiary organization for Cecil Bank.

View Profile Oct 01 2002

Cecil Financial Services Corporation

Cecil Financial Services Corporation became a new subsidiary organization for Cecil Bank.

View Profile Oct 01 2002

Want to see more?

Complete timeline for Cecil Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Columbian Bank, A Federal Savings Bank Seller 28,740 Discontinued 6/11/2001
Relationships Role Relationship Start Relationship End
Cecil Bancorp, Inc. Parent 10/1/2002
Cecil Financial Services Corporation Subsidary 1/26/2010
Cecil Service Corporation Subsidary 6/30/2007 5/7/2015
Cecil Ventures, Llc Subsidary 7/1/2005 3/6/2015
3106 Emmorton Road Llc Subsidary 1/26/2010 4/2/2012
Cecil Financial Services Corporation Subsidary 6/30/2007 9/21/2008
Cecil Service Corporation Subsidary 10/1/2002 6/29/2007
Cecil Financial Services Corporation Subsidary 10/1/2002 6/29/2007
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