Vitals
  • Total Assets
    145.9M 12.2 %
  • Total Deposits
    120.3M 9.0 %
  • Total Net Loans
    122.5M 18.7 %
  • Net Income
  • Book Value
    12.0M 0.7 %
  • Book Value x2
    24.0M 0.7 %
  • Book Value x3
    36.0M 0.7 %
ROAA

ROAE

Efficiency Ratio

101.445

Net Interest Margin

3.932

Balance Sheet Highlights
Financial Highlights Business First National Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 145,922 539,119
Total Net Loans 122,537 444,706
Total Deposits 120,258 399,972
Total Equity 11,998 66,397
Profitability
Net Income — 15,570
Return on Average Assets — 1.385
Return on Average Equity — 11.184
Net Interest Margin 3.932 4.769
Efficiency Ratio 101.445 79.26
Noninterest Income/Revenue 5.463 13.37
Balance Sheet Ratios
Loan-to-Deposit 101.895 90.81
Securities/Assets .094 .605
Total Equity/Total Assets .082 .123
Tangible Equity/Tangible Assets .082 -.274
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,129 57,420
Tier 2 Capital 1,444 6,213
Total Capital 13,573 62,751
Total Risk Weighted Assets 131,287 447,363
Leverage Ratio 8.04 14.667
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.24 18.469
Total Capital Ratio 10.34 19.599

Timeline for Business First National Bank

Heritage Oaks Bank

Business First National Bank was acquired by Heritage Oaks Bank 16 years

View Profile Oct 13 2007

Marquette Financial Companies

Marquette Financial Companies became a new parent organization for Business First National Bank.

View Profile Jan 29 2001

Business First National Bank

Business First National Bank was established 23 years ago and is currently headquartered in Santa Barbara, CA.

Jan 26 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Oaks Bank Buyer 1,986,594 Acquisition Discontinued 10/13/2007
Relationships Role Relationship Start Relationship End
Marquette Financial Companies Parent 1/29/2001 10/31/2002
Similar Organizations
Organization City State Total Assets
Cornerstone National Bank
 		Easley SC 146.3M
The First National Bank Of Dryden
 		Dryden NY 146.6M
Ab&T National Bank
 		Albany GA 143.0M
The First National Bank And Trust Company Of Miami
 		Miami OK 144.8M
First National Bank At Darlington
 		Darlington WI 141.4M
Cayuga Lake National Bank
 		Union Springs NY 150.9M
The First National Bank Of Fairbury
 		Fairbury NE 148.2M
Solera National Bank
 		Lakewood CO 149.3M
The National Bank Of Waupun
 		Waupun WI 143.8M
Algonquin State Bank, National Association
 		Algonquin IL 137.4M