Vitals
  • Total Assets
    115.7M -2.9 %
  • Total Deposits
    92.3M -2.2 %
  • Total Net Loans
    91.6M -5.2 %
  • Net Income
    1.4M 71.8 %
  • Book Value
    11.7M 13.6 %
  • Book Value x2
    23.3M 13.6 %
  • Book Value x3
    35.0M 13.6 %
ROAA

1.16

ROAE

12.461

Efficiency Ratio

100.961

Net Interest Margin

4.116

Balance Sheet Highlights
Financial Highlights Boundary Waters Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 115,743 147,703
Total Net Loans 91,596 97,223
Total Deposits 92,284 126,600
Total Equity 11,661 15,565
Profitability
Net Income 1,385 1,683
Return on Average Assets 1.16 1.08
Return on Average Equity 12.461 9.905
Net Interest Margin 4.116 3.845
Efficiency Ratio 100.961 68.21
Noninterest Income/Revenue 5.934 13.68
Balance Sheet Ratios
Loan-to-Deposit 99.255 75.205
Securities/Assets .105 .174
Total Equity/Total Assets .101 .105
Tangible Equity/Tangible Assets .098 .103
Capital Adequacy
Tier 1 Common Capital 10,662 15,225
Tier 1 Capital 10,662 15,232
Tier 2 Capital 565 1,135
Total Capital 11,227 16,386
Total Risk Weighted Assets 87,497 105,251
Leverage Ratio 8.89 10.475
Common Equity Tier 1 Capital Ratio 12.19 15.3
Tier 1 Capital Ratio 12.19 15.308
Total Capital Ratio 12.83 16.398

Timeline for Boundary Waters Bank

Boundary Waters Bank

Boundary Waters Bank was established 25 years ago and is currently headquartered in Ely, MN.

Apr 01 1999

Bw Bancorp

Bw Bancorp became a new parent organization for Boundary Waters Bank.

View Profile Apr 01 1999
Relationships Role Relationship Start Relationship End
Bw Bancorp Parent 4/1/1999 9/30/2013
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