Vitals
  • Total Assets
    291.0M -4.6 %
  • Total Deposits
    226.6M -1.7 %
  • Total Net Loans
    165.6M 1.3 %
  • Net Income
    610000.0000 -8.7 %
  • Book Value
    28.0M -15.0 %
  • Book Value x2
    55.9M -15.0 %
  • Book Value x3
    83.9M -15.0 %
ROAA

.826

ROAE

8.648

Efficiency Ratio

72.962

Net Interest Margin

3.761

Balance Sheet Highlights
Financial Highlights Belmont National Bank All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 291,044 151,226
Total Net Loans 165,552 98,322
Total Deposits 226,619 124,249
Total Equity 27,971 14,799
Profitability
Net Income 610 571
Return on Average Assets .826 1.019
Return on Average Equity 8.648 10.189
Net Interest Margin 3.761 4.253
Efficiency Ratio 72.962 64.004
Noninterest Income/Revenue 15.567 9.538
Balance Sheet Ratios
Loan-to-Deposit 73.053 76.768
Securities/Assets .329 .519
Total Equity/Total Assets .096 .098
Tangible Equity/Tangible Assets .095 -.078
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 26,606 14,495
Tier 2 Capital 2,459 1,116
Total Capital 29,065 15,608
Total Risk Weighted Assets 196,227 97,763
Leverage Ratio 9.06 10.101
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.56 16.228
Total Capital Ratio 14.81 17.378

Timeline for Belmont National Bank

Sky Bank

Belmont National Bank was acquired by Sky Bank 18 years

View Profile Jun 03 2005

Sky Financial Group, Inc.

Sky Financial Group, Inc. became a new parent organization for Belmont National Bank.

View Profile Jun 01 2005

Consolidated Computer Center, Inc.

Consolidated Computer Center, Inc. became a new subsidiary organization for Belmont National Bank.

View Profile Mar 24 1992

The First National Bank Of Jewett

Acquisition: Belmont National Bank acquired a new subsidiary, The First National Bank Of Jewett, 33 years

View Profile Jun 01 1990

Belmont Investment & Financial Services

Belmont Investment & Financial Services became a new subsidiary organization for Belmont National Bank.

View Profile Nov 17 1987

Want to see more?

Complete timeline for Belmont National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sky Bank Buyer 16,609,763 Pooling of Interests Discontinued 6/3/2005
The First National Bank Of Jewett Seller 17,044 Discontinued 6/1/1990
Relationships Role Relationship Start Relationship End
Sky Financial Group, Inc. Parent 6/1/2005 6/2/2005
Belmont Bancorp Parent 4/1/1984 5/31/2005
Belmont Investment & Financial Services Subsidary 11/17/1987 8/31/2001
Consolidated Computer Center, Inc. Subsidary 3/24/1992 6/6/1996
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