Efficiency Ratio Over Time
Efficiency Ratio Belmont National Bank All Insured Commercial Banks in West Virginia
03-31-2005 72.962 64.004
12-31-2004 74.132 64.145
09-30-2004 73.925 63.368
06-30-2004 73.069 63.507
03-31-2004 70.314 63.566
12-31-2003 80.625 64.837
09-30-2003 82.144 63.903
06-30-2003 81.329 65.106
03-31-2003 82.629 65.004
12-31-2002 63.45 63.986