Belk National Bank Financial Statements & Health Reports

Acquired Jan 2006

Vitals

ROAA

4.682

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Belk National Bank	All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets	12,940	185,759
Total Net Loans	3,568	137,560
Total Deposits	6,000	154,387
Total Equity	3,088	17,752
Profitability
Net Income	281	11,253
Return on Average Assets	4.682	1.405
Return on Average Equity	9.605	14.35
Net Interest Margin	1.444	4.561
Efficiency Ratio	39.544	62.186
Noninterest Income/Revenue	85.382	11.405
Balance Sheet Ratios
Loan-to-Deposit	59.467	84.834
Securities/Assets	.038	.213
Total Equity/Total Assets	.239	.096
Tangible Equity/Tangible Assets	.239	-.929
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	3,088	17,144
Tier 2 Capital	—	1,758
Total Capital	3,088	18,847
Total Risk Weighted Assets	5,926	144,350
Leverage Ratio	41.99	10.263
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	52.11	13.733
Total Capital Ratio	52.11	14.902

Belk National Bank was acquired by Synchrony Bank 18 years

View Profile Jan 31 2006

Belk National Bank was established 25 years ago and is currently headquartered in Lawrenceville, GA.

May 03 1999

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Synchrony Bank	Buyer	69,521,405		Discontinued	1/31/2006

Relationships	Role	Relationship Start	Relationship End

Similar Organizations

Organization	City	State	Total Assets
The First National Bank Of Harveyville	Harveyville	KS	14.0M
Cedar Hill National Bank	Charlotte	NC	11.5M
Stifel Trust Company, National Association	Saint Louis	MO	17.6M
The First National Bank Of Fletcher	Fletcher	OK	17.7M
Bmo Harris Central National Association	Roselle	IL	7.8M
First Citizens Bank Of Polson, National Association	Polson	MT	21.1M
The First National Bank Of Lilly	Lilly	PA	21.4M
St. Martin National Bank	Saint Martin	MN	21.6M
First National Bank In Tigerton	Tigerton	WI	21.4M
The First National Bank Of Frederick	Frederick	SD	21.7M