Efficiency Ratio Over Time
Efficiency Ratio Belk National Bank All Insured Commercial Banks in Georgia
12-31-2005 39.544 62.186
09-30-2005 47.791 61.255
06-30-2005 49.085 61.571
03-31-2005 51.634 62.33
12-31-2004 46.86 64.32
09-30-2004 59.124 64.404
06-30-2004 64.286 64.229
03-31-2004 73.109 64.639
12-31-2003 52.465 65.562
09-30-2003 63.239 64.676
06-30-2003 62.825 64.537
03-31-2003 60.584 65.157
12-31-2002 82.313 64.609