Vitals
  • Total Assets
    217.7M -31.2 %
  • Total Deposits
    212.6M -27.0 %
  • Total Net Loans
    129.7M -40.2 %
  • Net Income
    -3509000.0000
  • Book Value
    4.3M -78.5 %
  • Book Value x2
    8.7M -78.5 %
  • Book Value x3
    13.0M -78.5 %
ROAA

-2.566

ROAE

-125.861

Efficiency Ratio

151.136

Net Interest Margin

2.178

Balance Sheet Highlights
Financial Highlights Bay National Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 217,743 400,895
Total Net Loans 129,664 288,782
Total Deposits 212,612 331,761
Total Equity 4,335 36,892
Profitability
Net Income -3,509 340
Return on Average Assets -2.566 .132
Return on Average Equity -125.861 .906
Net Interest Margin 2.178 3.772
Efficiency Ratio 151.136 76.508
Noninterest Income/Revenue 6.333 12.801
Balance Sheet Ratios
Loan-to-Deposit 60.986 87.371
Securities/Assets .066 .106
Total Equity/Total Assets .02 .092
Tangible Equity/Tangible Assets .02 .088
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,897 34,420
Tier 2 Capital 1,940 4,050
Total Capital 5,837 38,449
Total Risk Weighted Assets 148,216 307,940
Leverage Ratio 1.55 9.21
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.63 12.034
Total Capital Ratio 3.94 13.369

Timeline for Bay National Bank

Bay Bank, Fsb

Bay National Bank was acquired by Bay Bank, Fsb 13 years

View Profile Jul 10 2010

Bnb Mortgage Company, Llc

Bnb Mortgage Company, Llc became a new subsidiary organization for Bay National Bank.

View Profile Feb 10 2003

Bay National Bank

Bay National Bank was established 24 years ago and is currently headquartered in Baltimore, MD.

May 12 2000

Bay National Corporation

Bay National Corporation became a new parent organization for Bay National Bank.

View Profile May 12 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bay Bank, Fsb Buyer 605,604 Failure 7/10/2010
Relationships Role Relationship Start Relationship End
Bay National Corporation Parent 5/12/2000 7/9/2010
Bnb Mortgage Company, Llc Subsidary 2/10/2003 12/31/2006
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