Assets
Liabilities
Assets Bay National Bank All Insured Commercial Banks in Maryland
Total Assets 217,743,000 385,143,533
Loans & Leases 129,664,000 286,014,267
Real Estate Loans 92,233 244,480
Commercial Loans 42,740 36,871
Individual Loans 2,918 7,192
Agricultural Loans — 419
Other Loans and Leases in Domestic and Foreign Offices 389 2,179
Loan and Lease Allowance (8,616) (5,072)
Unearned Income on Loans — (55)
Securities 14,263,000 42,927,089
U.S. Treasury and Agency Securities 14,263 34,846
Municipal Securities — 6,056
Foreign Debt Securities — 0
All Other Securities — 2,024
Cash & Balances due from depository institutions 55,695,000 23,471,489
Noninterest-Bearing Cash and Due From Banks 1,894 6,639
Interest-Bearing Bank Balances 53,801 16,832
Federal Funds Sold and Resales 10,250 6,536
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 633 5,779
Other Real Estate Owned 4,744 2,426
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 13
Acceptances and Other Assets 2,494 17,977
Liabilities Bay National Bank All Insured Commercial Banks in Maryland
Total Liabilities 217,743,000 382,990,933
Deposits 213,408,000 346,009,689
Demand Deposits 7,748 30,300
All NOW & ATS Accounts 1,453 14,536
Money Market Deposit Accounts 9,299 60,499
Other Nontransaction Savings 38,311 39,866
Time Deposits At Or Below Insurance Limit 153,255 150,758
Fully Insured Brokered Deposits 3,028 15,598
Less: Fully Insured Brokered Deposits (3,028) (15,598)
Time Deposits Above Insurance Limit 2,546 23,225
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 5,243
Federal Funds Purchased & Resales — 5,411
Federal Home Loan Bank Borrowing Maturing Over One Year — 13,129
Other Borrowings Maturing Under One Year — 314
Other Borrowing Maturing Over One Year — 1
Acceptances & Other Liabilities 796 2,728
Capital 4,335,000 36,981,244
Subordinated Notes and Debentures — 89
Total Equity 4,335 36,892