Vitals
  • Total Assets
    280.4M -6.4 %
  • Total Deposits
    176.4M -6.5 %
  • Total Net Loans
    143.1M 10.0 %
  • Net Income
    2.5M -46.6 %
  • Book Value
    24.5M -1.3 %
  • Book Value x2
    48.9M -1.3 %
  • Book Value x3
    73.4M -1.3 %
ROAA

.82

ROAE

10.124

Efficiency Ratio

63.587

Net Interest Margin

3.565

Balance Sheet Highlights
Financial Highlights Bay Bank Of Commerce All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 280,390 423,676
Total Net Loans 143,135 324,429
Total Deposits 176,430 333,683
Total Equity 24,462 45,907
Profitability
Net Income 2,504 30,937
Return on Average Assets .82 1.346
Return on Average Equity 10.124 13.116
Net Interest Margin 3.565 4.433
Efficiency Ratio 63.587 78.394
Noninterest Income/Revenue 11.075 20.03
Balance Sheet Ratios
Loan-to-Deposit 81.129 78.78
Securities/Assets .41 .76
Total Equity/Total Assets .087 .108
Tangible Equity/Tangible Assets .087 -.599
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 24,834 39,278
Tier 2 Capital 2,195 5,252
Total Capital 27,029 43,542
Total Risk Weighted Assets 173,987 320,160
Leverage Ratio 8.2 11.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.27 15.254
Total Capital Ratio 15.54 16.471

Timeline for Bay Bank Of Commerce

Greater Bay Bank, National Association

Bay Bank Of Commerce was acquired by Greater Bay Bank, National Association 20 years

View Profile Feb 02 2004

Greater Bay Bancorp

Greater Bay Bancorp became a new parent organization for Bay Bank Of Commerce.

View Profile Oct 16 1999

Bay Commercial Services

Bay Commercial Services became a new parent organization for Bay Bank Of Commerce.

View Profile May 31 1983

Bay Bank Of Commerce

Bay Bank Of Commerce was established 43 years ago and is currently headquartered in San Leandro, CA.

Feb 13 1981
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Greater Bay Bank, National Association Buyer 6,473,979 Pooling of Interests Discontinued 2/2/2004
Relationships Role Relationship Start Relationship End
Greater Bay Bancorp Parent 10/16/1999 2/1/2004
Bay Commercial Services Parent 5/31/1983 10/15/1999
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