Vitals
  • Total Assets
    233.4M 13.0 %
  • Total Deposits
    210.9M 19.5 %
  • Total Net Loans
    130.2M 18.9 %
  • Net Income
    1.2M -15.9 %
  • Book Value
    21.5M 4.0 %
  • Book Value x2
    42.9M 4.0 %
  • Book Value x3
    64.4M 4.0 %
ROAA

.702

ROAE

7.351

Efficiency Ratio

71.327

Net Interest Margin

3.841

Balance Sheet Highlights
Financial Highlights Bank Of Zachary All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 233,429 334,615
Total Net Loans 130,236 224,823
Total Deposits 210,900 283,801
Total Equity 21,468 37,472
Profitability
Net Income 1,162 2,741
Return on Average Assets .702 1.066
Return on Average Equity 7.351 9.598
Net Interest Margin 3.841 4.108
Efficiency Ratio 71.327 67.986
Noninterest Income/Revenue 10.672 14.381
Balance Sheet Ratios
Loan-to-Deposit 61.753 76.255
Securities/Assets .328 .204
Total Equity/Total Assets .092 .112
Tangible Equity/Tangible Assets .092 .11
Capital Adequacy
Tier 1 Common Capital 20,637 35,779
Tier 1 Capital 20,637 36,151
Tier 2 Capital 1,469 2,415
Total Capital 22,106 38,590
Total Risk Weighted Assets 117,455 242,476
Leverage Ratio 9.16 11.017
Common Equity Tier 1 Capital Ratio 17.57 16.668
Tier 1 Capital Ratio 17.57 16.71
Total Capital Ratio 18.82 17.712

Timeline for Bank Of Zachary

Zachary Bancshares, Inc.

Zachary Bancshares, Inc. became a new parent organization for Bank Of Zachary.

View Profile May 17 1984

Bank Of Zachary

Bank Of Zachary was established 120 years ago and is currently headquartered in Zachary, LA.

Jan 01 1904
Relationships Role Relationship Start Relationship End
Zachary Bancshares, Inc. Parent 5/17/1984
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