Vitals
  • Total Assets
    168.8M -17.8 %
  • Total Deposits
    153.6M -19.0 %
  • Total Net Loans
    102.8M -25.7 %
  • Net Income
    -2744000.0000 33.4 %
  • Book Value
    14.9M -3.3 %
  • Book Value x2
    29.8M -3.3 %
  • Book Value x3
    44.6M -3.3 %
ROAA

-1.445

ROAE

-18.231

Efficiency Ratio

107.503

Net Interest Margin

3.424

Balance Sheet Highlights
Financial Highlights Bank Of The Lakes, National Association All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 168,781 170,920
Total Net Loans 102,781 103,565
Total Deposits 153,602 147,062
Total Equity 14,880 16,887
Profitability
Net Income -2,744 2,022
Return on Average Assets -1.445 1.156
Return on Average Equity -18.231 11.343
Net Interest Margin 3.424 4.051
Efficiency Ratio 107.503 68.133
Noninterest Income/Revenue 10.951 16.633
Balance Sheet Ratios
Loan-to-Deposit 66.914 66.438
Securities/Assets .128 .216
Total Equity/Total Assets .088 .099
Tangible Equity/Tangible Assets .088 .097
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,930 16,805
Tier 2 Capital 1,629 1,266
Total Capital 16,559 18,088
Total Risk Weighted Assets 137,056 115,345
Leverage Ratio 8.6 10.116
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.89 15.895
Total Capital Ratio 12.08 16.982

Timeline for Bank Of The Lakes, National Association

Valley National Bank

Bank Of The Lakes, National Association was acquired by Valley National Bank 10 years

View Profile Mar 08 2014

Cimarron Federal Savings Association

Acquisition: Bank Of The Lakes, National Association acquired a new subsidiary, Cimarron Federal Savings Association, 30 years

View Profile May 22 1993

Lake Bancshares Corporation

Lake Bancshares Corporation became a new parent organization for Bank Of The Lakes, National Association.

View Profile May 16 1983

Bank Of The Lakes, National Association

Bank Of The Lakes, National Association was established 47 years ago and is currently headquartered in Owasso, OK.

Nov 01 1976
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Valley National Bank Buyer 504,530 Acquisition Discontinued 3/8/2014
Cimarron Federal Savings Association Seller 505,490 Failure 5/22/1993
Relationships Role Relationship Start Relationship End
Lake Bancshares Corporation Parent 2/18/1997 3/7/2014
Lake Bancshares Corporation Parent 11/10/1993 2/17/1997
Lake Bancshares Corporation Parent 6/18/1993 11/9/1993
Lake Bancshares Corporation Parent 5/16/1983 6/17/1993
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