Bank Of The James
Lynchburg, VA — State Member Bank
Active
Vitals
-
Total Assets574.5M 8.9 %
-
Total Deposits523.8M 9.4 %
-
Total Net Loans468.2M 8.3 %
-
Net Income3.5M -18.0 %
-
Book Value49.0M 3.9 %
-
Book Value x298.1M 3.9 %
-
Book Value x3147.1M 3.9 %
Balance Sheet Highlights
| Financial Highlights | Bank Of The James | All Insured Commercial Banks in Virginia |
| Balance Sheet $(000) | ||
| Total Assets | 574,459 | 858,303 |
| Total Net Loans | 468,186 | 607,607 |
| Total Deposits | 523,783 | 699,932 |
| Total Equity | 49,049 | 97,657 |
| Profitability | ||
| Net Income | 3,471 | 7,896 |
| Return on Average Assets | .639 | .794 |
| Return on Average Equity | 7.06 | 6.983 |
| Net Interest Margin | 3.765 | 3.805 |
| Efficiency Ratio | 73.609 | 71.157 |
| Noninterest Income/Revenue | 16.635 | 16.327 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 89.386 | 84.705 |
| Securities/Assets | .077 | .136 |
| Total Equity/Total Assets | .085 | .114 |
| Tangible Equity/Tangible Assets | .085 | .103 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 50,649 | 87,521 |
| Tier 1 Capital | 50,649 | 87,589 |
| Tier 2 Capital | 5,716 | 6,159 |
| Total Capital | 56,365 | 93,977 |
| Total Risk Weighted Assets | 488,607 | 657,024 |
| Leverage Ratio | 8.94 | 10.765 |
| Common Equity Tier 1 Capital Ratio | 10.37 | 14.768 |
| Tier 1 Capital Ratio | 10.37 | 14.769 |
| Total Capital Ratio | 11.54 | 15.893 |
Timeline for Bank Of The James
Botj Insurance Inc
Botj Insurance Inc became a new subsidiary organization for Bank Of The James.
View Profile Sep 15 2008
Bank Of The James Financial Group, Inc.
Bank Of The James Financial Group, Inc. became a new parent organization for Bank Of The James.
View Profile Jan 01 2004
Bank Of The James
Bank Of The James was established 24 years ago and is currently headquartered in Lynchburg, VA.
Jul 22 1999| Relationships | Role | Relationship Start | Relationship End |
| Bank Of The James Financial Group, Inc. | Parent | 1/1/2004 | |
| Botj Insurance Inc | Subsidary | 9/15/2008 |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
Triumph Bank
|
Memphis | TN | 556.8M |
|
Uwharrie Bank
|
Albemarle | NC | 550.4M |
|
Atlantic Community Bankers Bank
|
Camp Hill | PA | 578.2M |
|
Greenfield Co-Operative Bank
|
Greenfield | MA | 567.9M |
|
Lindell Bank & Trust Company
|
St. Louis | MO | 541.0M |
|
United Bank & Trust
|
Marysville | KS | 581.6M |
|
Platte Valley Bank
|
Scottsbluff | NE | 530.7M |
|
Bank Of The Orient
|
San Francisco | CA | 559.1M |
|
Citizens Bank Of Kentucky, Inc.
|
Paintsville | KY | 593.3M |
|
American Bank
|
Allentown | PA | 555.8M |