Vitals
  • Total Assets
    239.4M 13.5 %
  • Total Deposits
    193.4M 17.2 %
  • Total Net Loans
    201.5M 16.8 %
  • Net Income
    2.5M 53.0 %
  • Book Value
    23.4M 12.8 %
  • Book Value x2
    46.8M 12.8 %
  • Book Value x3
    70.2M 12.8 %
ROAA

1.102

ROAE

11.28

Efficiency Ratio

60.416

Net Interest Margin

4.309

Balance Sheet Highlights
Financial Highlights Bank Of Ruston All Insured Savings Banks in Louisiana
Balance Sheet $(000)
Total Assets 239,429 240,939
Total Net Loans 201,485 165,816
Total Deposits 193,429 185,203
Total Equity 23,412 35,188
Profitability
Net Income 2,485 1,625
Return on Average Assets 1.102 .72
Return on Average Equity 11.28 5.238
Net Interest Margin 4.309 3.764
Efficiency Ratio 60.416 77.462
Noninterest Income/Revenue 11.794 25.267
Balance Sheet Ratios
Loan-to-Deposit 104.165 92.952
Securities/Assets .008 .182
Total Equity/Total Assets .098 .146
Tangible Equity/Tangible Assets .098 .142
Capital Adequacy
Tier 1 Common Capital 23,391 34,951
Tier 1 Capital 23,391 34,951
Tier 2 Capital 1,366 1,529
Total Capital 24,757 36,481
Total Risk Weighted Assets 182,004 149,332
Leverage Ratio 9.95 16.561
Common Equity Tier 1 Capital Ratio 12.85 32.626
Tier 1 Capital Ratio 12.85 32.626
Total Capital Ratio 13.6 33.783

Timeline for Bank Of Ruston

Century Next Financial Corporation

Century Next Financial Corporation became a new parent organization for Bank Of Ruston.

View Profile Sep 30 2010

Bank Of Ruston

Bank Of Ruston was established 119 years ago and is currently headquartered in Ruston, LA.

Jan 01 1905
Relationships Role Relationship Start Relationship End
Century Next Financial Corporation Parent 7/21/2011
Century Next Financial Corporation Parent 9/30/2010 7/20/2011
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