Vitals
  • Total Assets
    45.1M 6.7 %
  • Total Deposits
    39.9M 5.8 %
  • Total Net Loans
    31.3M 7.3 %
  • Net Income
    290000.0000 -7.9 %
  • Book Value
    4.0M 5.1 %
  • Book Value x2
    7.9M 5.1 %
  • Book Value x3
    11.9M 5.1 %
ROAA

.662

ROAE

7.427

Efficiency Ratio

80.806

Net Interest Margin

3.669

Balance Sheet Highlights
Financial Highlights Atwater State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 45,132 125,113
Total Net Loans 31,268 76,072
Total Deposits 39,854 107,290
Total Equity 3,969 12,694
Profitability
Net Income 290 1,125
Return on Average Assets .662 .907
Return on Average Equity 7.427 8.367
Net Interest Margin 3.669 3.976
Efficiency Ratio 80.806 72.052
Noninterest Income/Revenue 5.378 11.863
Balance Sheet Ratios
Loan-to-Deposit 78.456 68.514
Securities/Assets .151 .19
Total Equity/Total Assets .088 .101
Tangible Equity/Tangible Assets .088 .1
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,945 11,819
Tier 2 Capital 362 975
Total Capital 4,307 12,821
Total Risk Weighted Assets 28,970 84,946
Leverage Ratio 8.63 9.788
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.62 14.95
Total Capital Ratio 14.87 16.09

Timeline for Atwater State Bank

Harvest Bank

Atwater State Bank was acquired by Harvest Bank 11 years

View Profile Feb 16 2013

Cattail Bancshares, Inc.

Cattail Bancshares, Inc. became a new parent organization for Atwater State Bank.

View Profile Jun 06 1985

Atwater State Bank

Atwater State Bank was established 92 years ago and is currently headquartered in Atwater, MN.

May 16 1932
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Harvest Bank Buyer 129,132 Pooling of Interests Discontinued 2/16/2013
Relationships Role Relationship Start Relationship End
Cattail Bancshares, Inc. Parent 10/31/1991 2/15/2013
Cattail Bancshares, Inc. Parent 6/6/1985 10/30/1991
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