Efficiency Ratio Over Time
Efficiency Ratio Atwater State Bank All Insured Commercial Banks in Minnesota
12-31-2012 80.806 72.052
09-30-2012 78.305 70.937
06-30-2012 79.348 71.427
03-31-2012 80.215 71.189
12-31-2011 79.249 73.09
09-30-2011 76.559 71.985
06-30-2011 79.25 73.14
03-31-2011 79.132 73.338
12-31-2010 79.817 74.588
09-30-2010 79.889 72.773
06-30-2010 79.49 73.112
03-31-2010 75.197 73.078
12-31-2009 80.726 74.829
09-30-2009 80.126 73.299
06-30-2009 81.819 73.728
03-31-2009 82.721 72.218
12-31-2008 83.25 70.751
09-30-2008 82.5 69.076
06-30-2008 87.318 68.994
03-31-2008 89.037 69.012
12-31-2007 82.841 67.104
09-30-2007 78.332 65.982
06-30-2007 73.823 66.544
03-31-2007 71.077 66.538
12-31-2006 74.57 64.583
09-30-2006 71.625 63.158
06-30-2006 71.175 63.582
03-31-2006 70.411 64.084
12-31-2005 73.679 63.714
09-30-2005 69.358 62.201
06-30-2005 67.307 62.651
03-31-2005 67.454 62.926
12-31-2004 70.146 63.335
09-30-2004 64.343 61.98
06-30-2004 64.253 62.61
03-31-2004 65.698 63.48
12-31-2003 68.746 63.289
09-30-2003 61.04 61.468
06-30-2003 61.366 61.298
03-31-2003 61.82 62.209
12-31-2002 67.603 61.807