American Trust Bank Financial Statements & Health Reports

Acquired Feb 2011

Vitals

Total Assets

238.2M -10.6 %
Total Deposits

222.2M -6.5 %
Total Net Loans

155.2M -16.3 %
Net Income

-8953000.0000
Book Value

1.5M -85.1 %
Book Value x2

3.0M -85.1 %
Book Value x3

4.6M -85.1 %

ROAA

-3.39

ROAE

-136.516

Efficiency Ratio

355.528

Net Interest Margin

1.311

Balance Sheet Highlights

Financial Highlights	American Trust Bank	All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets	238,205	205,258
Total Net Loans	155,229	133,541
Total Deposits	222,161	178,890
Total Equity	1,524	15,702
Profitability
Net Income	-8,953	-1,584
Return on Average Assets	-3.39	-.719
Return on Average Equity	-136.516	-13.392
Net Interest Margin	1.311	3.49
Efficiency Ratio	355.528	93.824
Noninterest Income/Revenue	-16.059	9.936
Balance Sheet Ratios
Loan-to-Deposit	69.872	72.955
Securities/Assets	.032	.147
Total Equity/Total Assets	.006	.076
Tangible Equity/Tangible Assets	.006	.076
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	1,711	15,073
Tier 2 Capital	1,711	1,772
Total Capital	3,422	16,869
Total Risk Weighted Assets	190,449	144,859
Leverage Ratio	.71	8.4
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	.9	12.477
Total Capital Ratio	1.8	13.727

Timeline for American Trust Bank

Renasant Bank

American Trust Bank was acquired by Renasant Bank 13 years

View Profile Feb 05 2011

Atb Alpharetta Llc

Atb Alpharetta Llc became a new subsidiary organization for American Trust Bank.

View Profile Jun 06 2007

American Trust, Llc

American Trust, Llc became a new subsidiary organization for American Trust Bank.

View Profile Mar 28 2006

American Trust Bank Mortgage, Llc

American Trust Bank Mortgage, Llc became a new subsidiary organization for American Trust Bank.

View Profile Mar 28 2006