Vitals
  • Total Assets
    538.7M 3.0 %
  • Total Deposits
    441.0M 5.2 %
  • Total Net Loans
    421.6M 5.7 %
  • Net Income
  • Book Value
    52.6M -3.0 %
  • Book Value x2
    105.2M -3.0 %
  • Book Value x3
    157.7M -3.0 %
ROAA

ROAE

Efficiency Ratio

109.011

Net Interest Margin

2.479

Balance Sheet Highlights
Financial Highlights American Community Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 538,688 799,880
Total Net Loans 421,576 568,871
Total Deposits 441,036 649,172
Total Equity 52,582 75,350
Profitability
Net Income — 87,705
Return on Average Assets — .576
Return on Average Equity — 6.313
Net Interest Margin 2.479 3.021
Efficiency Ratio 109.011 88.645
Noninterest Income/Revenue 9.078 23.458
Balance Sheet Ratios
Loan-to-Deposit 95.588 93.984
Securities/Assets .132 1.546
Total Equity/Total Assets .098 .094
Tangible Equity/Tangible Assets .079 -4.875
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 41,089 68,773
Tier 2 Capital 5,626 10,486
Total Capital 46,715 79,243
Total Risk Weighted Assets 443,942 618,231
Leverage Ratio 7.8 10.18
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.26 12.454
Total Capital Ratio 10.52 13.986

Timeline for American Community Bank

Yadkin Bank

American Community Bank was acquired by Yadkin Bank 15 years

View Profile Apr 17 2009

First National Bank Of The Carolinas

Acquisition: American Community Bank acquired a new subsidiary, First National Bank Of The Carolinas, 19 years

View Profile Apr 01 2005

American Community Bancshares, Inc.

American Community Bancshares, Inc. became a new parent organization for American Community Bank.

View Profile Apr 29 2000

American Community Bank

American Community Bank was established 25 years ago and is currently headquartered in Monroe, NC.

Nov 16 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Yadkin Bank Buyer 7,348,163 Acquisition Discontinued 4/17/2009
First National Bank Of The Carolinas Seller 84,839 Pooling of Interests Discontinued 4/1/2005
Relationships Role Relationship Start Relationship End
American Community Bancshares, Inc. Parent 4/29/2000 4/16/2009
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