Vitals
  • Total Assets
    125.8M 8.8 %
  • Total Deposits
    106.2M 10.3 %
  • Total Net Loans
    79.3M 21.8 %
  • Net Income
    108000.0000 20.0 %
  • Book Value
    10.4M 4.0 %
  • Book Value x2
    20.8M 4.0 %
  • Book Value x3
    31.3M 4.0 %
ROAA

.348

ROAE

4.18

Efficiency Ratio

85.319

Net Interest Margin

3.687

Balance Sheet Highlights
Financial Highlights American Bank And Trust All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 125,835 206,535
Total Net Loans 79,298 134,969
Total Deposits 106,243 171,610
Total Equity 10,421 19,186
Profitability
Net Income 108 1,086
Return on Average Assets .348 1.109
Return on Average Equity 4.18 12.487
Net Interest Margin 3.687 4.061
Efficiency Ratio 85.319 71.697
Noninterest Income/Revenue 21.456 14.132
Balance Sheet Ratios
Loan-to-Deposit 74.638 78.165
Securities/Assets .223 .418
Total Equity/Total Assets .083 .093
Tangible Equity/Tangible Assets .083 -.068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,159 17,712
Tier 2 Capital 766 1,672
Total Capital 10,925 19,459
Total Risk Weighted Assets 78,277 145,736
Leverage Ratio 8.19 9.513
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.98 13.463
Total Capital Ratio 13.96 14.589

Timeline for American Bank And Trust

Citizens Bank And Trust

American Bank And Trust was acquired by Citizens Bank And Trust 19 years

View Profile Jun 01 2004

American Banking Corporation

American Banking Corporation became a new parent organization for American Bank And Trust.

View Profile Feb 14 1983

American Bank And Trust

American Bank And Trust was established 49 years ago and is currently headquartered in Lake Wales, FL.

Jan 31 1975
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank And Trust Buyer 518,082 Acquisition Discontinued 6/1/2004
Relationships Role Relationship Start Relationship End
American Banking Corporation Parent 2/14/1983 5/31/2004
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