Vitals
  • Total Assets
    1.2B 5.2 %
  • Total Deposits
    977.1M 6.4 %
  • Total Net Loans
    895.5M 6.6 %
  • Net Income
    10.7M 1.8 %
  • Book Value
    100.4M 4.6 %
  • Book Value x2
    200.8M 4.6 %
  • Book Value x3
    301.2M 4.6 %
ROAA

.919

ROAE

10.786

Efficiency Ratio

65.74

Net Interest Margin

3.463

Balance Sheet Highlights
Financial Highlights Acnb Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,194,547 784,148
Total Net Loans 895,486 559,183
Total Deposits 977,123 637,080
Total Equity 100,395 81,247
Profitability
Net Income 10,683 6,303
Return on Average Assets .919 .785
Return on Average Equity 10.786 7.431
Net Interest Margin 3.463 3.473
Efficiency Ratio 65.74 69.514
Noninterest Income/Revenue 16.727 18.146
Balance Sheet Ratios
Loan-to-Deposit 91.645 86.432
Securities/Assets .166 .178
Total Equity/Total Assets .084 .104
Tangible Equity/Tangible Assets .084 .094
Capital Adequacy
Tier 1 Common Capital 106,540 72,881
Tier 1 Capital 106,540 73,172
Tier 2 Capital 10,325 6,143
Total Capital 116,865 79,518
Total Risk Weighted Assets 822,121 578,873
Leverage Ratio 8.82 9.899
Common Equity Tier 1 Capital Ratio 12.96 13.811
Tier 1 Capital Ratio 12.96 13.878
Total Capital Ratio 14.22 15.103

Timeline for Acnb Bank

Acnb Bank

Acnb Bank became a new parent organization for Acnb Bank.

View Profile Aug 09 2012

Acnb Bank

Acnb Bank became a new subsidiary organization for Acnb Bank.

View Profile Aug 09 2012

The Farmers National Bank Of Newville

Acquisition: Acnb Bank acquired a new subsidiary, The Farmers National Bank Of Newville, 23 years

View Profile Oct 01 2000

The Bendersville National Bank

Acquisition: Acnb Bank acquired a new subsidiary, The Bendersville National Bank, 37 years

View Profile Apr 01 1987

Acnb Corporation

Acnb Corporation became a new parent organization for Acnb Bank.

View Profile Jul 01 1983

Want to see more?

Complete timeline for Acnb Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Farmers National Bank Of Newville Seller 43,141 Pooling of Interests Discontinued 10/1/2000
The Bendersville National Bank Seller 20,140 Discontinued 4/1/1987
The National Bank Of Arendtsville Seller 14,355 Discontinued 12/31/1978
First National Bank Of York Springs Seller Discontinued 8/1/1969
East Berlin National Bank Seller Discontinued 12/1/1967
Littlestown State Bank And Trust Company Seller Discontinued 12/10/1962
Relationships Role Relationship Start Relationship End
Acnb Bank Parent 8/9/2012
Acnb Corporation Parent 7/1/1983
Acnb Bank Subsidary 8/9/2012
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