Acnb Bank
Gettysburg, PA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Acnb Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 36,339 | 22,748 |
Income from Lease Financing Receivables | — | 24 |
1,484 | 516 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 799 | 268 |
Income on Loans and Leases (TE) | 37,138 | 23,278 |
Investment Interest Income (TE) | 4,181 | 3,743 |
Total Interest Income (TE) | 41,615 | 27,430 |
Total Interest Expense | 3,938 | 3,218 |
Net Interest Income (TE) | 37,677 | 24,213 |
Non-Interest Income | 8,359 | 6,081 |
Adjusted Operating Income (TE) | 46,036 | 30,595 |
Non-interest Expense | 30,264 | 20,397 |
Provision for Loan & Lease Losses | — | 900 |
Pretax Operating Income (TE) | 15,772 | 8,900 |
Pretax Net Operating Income (TE) | 15,772 | 9,212 |
Applicable Income Taxes | 3,939 | 2,056 |
Net Operating Income | 10,683 | 6,310 |
Net Income | 10,683 | 6,303 |
Cash Dividends Declared | 4,841 | 3,414 |
Retained Earnings | 5,842 | 2,771 |