Vitals
  • Total Assets
    1.3B 35.7 %
  • Total Deposits
    1.0B 35.2 %
  • Total Net Loans
    985.1M 25.4 %
  • Net Income
    13.8M 16.8 %
  • Book Value
    112.8M 32.5 %
  • Book Value x2
    225.7M 32.5 %
  • Book Value x3
    338.6M 32.5 %
ROAA

1.257

ROAE

13.597

Efficiency Ratio

43.218

Net Interest Margin

4.065

Balance Sheet Highlights
Financial Highlights Bridgewater Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 1,255,643 147,703
Total Net Loans 985,140 97,223
Total Deposits 1,042,203 126,600
Total Equity 112,850 15,565
Profitability
Net Income 13,784 1,683
Return on Average Assets 1.257 1.08
Return on Average Equity 13.597 9.905
Net Interest Margin 4.065 3.845
Efficiency Ratio 43.218 68.21
Noninterest Income/Revenue 3.221 13.68
Balance Sheet Ratios
Loan-to-Deposit 94.525 75.205
Securities/Assets .173 .174
Total Equity/Total Assets .09 .105
Tangible Equity/Tangible Assets .087 .103
Capital Adequacy
Tier 1 Common Capital 113,041 15,225
Tier 1 Capital 113,041 15,232
Tier 2 Capital 12,416 1,135
Total Capital 125,457 16,386
Total Risk Weighted Assets 992,973 105,251
Leverage Ratio 9.24 10.475
Common Equity Tier 1 Capital Ratio 11.38 15.3
Tier 1 Capital Ratio 11.38 15.308
Total Capital Ratio 12.63 16.398

Timeline for Bridgewater Bank

First National Bank Of The Lakes

Acquisition: Bridgewater Bank acquired a new subsidiary, First National Bank Of The Lakes, 7 years

View Profile May 21 2016

Bwb Holdings Llc

Bwb Holdings Llc became a new subsidiary organization for Bridgewater Bank.

View Profile Feb 14 2008

Bridgewater Bank

Bridgewater Bank was established 18 years ago and is currently headquartered in Bloomington, MN.

Nov 02 2005

Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc. became a new parent organization for Bridgewater Bank.

View Profile Nov 02 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of The Lakes Seller 75,710 Acquisition Discontinued 5/21/2016
Relationships Role Relationship Start Relationship End
Bridgewater Bancshares, Inc. Parent 11/2/2005
Bwb Holdings Llc Subsidary 2/14/2008
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