Vitals
  • Total Assets
    55.1M -25.7 %
  • Total Deposits
    51.9M -18.6 %
  • Total Net Loans
    35.6M -24.2 %
  • Net Income
  • Book Value
    2.8M -71.4 %
  • Book Value x2
    5.6M -71.4 %
  • Book Value x3
    8.5M -71.4 %
ROAA

ROAE

Efficiency Ratio

376.923

Net Interest Margin

2.607

Balance Sheet Highlights
Financial Highlights Ab&T National Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 55,128 219,180
Total Net Loans 35,566 151,185
Total Deposits 51,925 177,565
Total Equity 2,825 21,833
Profitability
Net Income — 2,172
Return on Average Assets — .936
Return on Average Equity — 8.972
Net Interest Margin 2.607 3.764
Efficiency Ratio 376.923 74.406
Noninterest Income/Revenue 1.788 11.209
Balance Sheet Ratios
Loan-to-Deposit 68.495 77.277
Securities/Assets .173 .495
Total Equity/Total Assets .051 .1
Tangible Equity/Tangible Assets .051 -5.196
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,682 21,108
Tier 2 Capital 532 1,864
Total Capital 3,214 22,921
Total Risk Weighted Assets 41,815 163,279
Leverage Ratio 4.56 10.595
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 6.41 15.556
Total Capital Ratio 7.69 16.633

Timeline for Ab&T National Bank

Ab&T National Bank

Ab&T National Bank was acquired by Ab&T National Bank 15 years

View Profile Mar 31 2009

Community Capital Bancshares, Inc.

Community Capital Bancshares, Inc. became a new parent organization for Ab&T National Bank.

View Profile Nov 14 2003

Ab&T National Bank

Ab&T National Bank was established 36 years ago and is currently headquartered in Dothan, AL.

Apr 04 1988
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ab&T National Bank Buyer 142,980 Pooling of Interests Discontinued 3/31/2009
Relationships Role Relationship Start Relationship End
Community Capital Bancshares, Inc. Parent 11/14/2003 3/30/2009
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