Ab&T National Bank
Dothan, AL — Domestic Branch of a Domestic Bank
Acquired Mar 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Ab&T National Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 2,727 | 10,112 |
Income from Lease Financing Receivables | — | 34,619 |
— | 663 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 62 |
Income on Loans and Leases (TE) | 2,727 | 10,154 |
Investment Interest Income (TE) | 461 | 2,431 |
Total Interest Income (TE) | 3,240 | 12,465 |
Total Interest Expense | 1,856 | 5,140 |
Net Interest Income (TE) | 1,384 | 7,240 |
Non-Interest Income | 59 | 1,574 |
Adjusted Operating Income (TE) | 1,443 | 8,772 |
Non-interest Expense | 5,439 | 5,904 |
Provision for Loan & Lease Losses | 3,071 | 27,663 |
Pretax Operating Income (TE) | — | 3,133 |
Pretax Net Operating Income (TE) | — | 3,193 |
Applicable Income Taxes | 95 | 2,148 |
Net Operating Income | — | 2,173 |
Net Income | — | 2,172 |
Cash Dividends Declared | — | 12,226 |
Retained Earnings | — | 1,093 |