Vitals
  • Total Assets
    982.8M 5.3 %
  • Total Deposits
    869.1M 6.5 %
  • Total Net Loans
    484.9M 5.3 %
  • Net Income
    10.3M 3.2 %
  • Book Value
    86.9M 4.9 %
  • Book Value x2
    173.8M 4.9 %
  • Book Value x3
    260.7M 4.9 %
ROAA

1.074

ROAE

11.907

Efficiency Ratio

55.828

Net Interest Margin

3.089

Balance Sheet Highlights
Financial Highlights 1St Summit Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 982,799 784,148
Total Net Loans 484,869 559,183
Total Deposits 869,115 637,080
Total Equity 86,884 81,247
Profitability
Net Income 10,292 6,303
Return on Average Assets 1.074 .785
Return on Average Equity 11.907 7.431
Net Interest Margin 3.089 3.473
Efficiency Ratio 55.828 69.514
Noninterest Income/Revenue 11.758 18.146
Balance Sheet Ratios
Loan-to-Deposit 55.789 86.432
Securities/Assets .451 .178
Total Equity/Total Assets .088 .104
Tangible Equity/Tangible Assets .088 .094
Capital Adequacy
Tier 1 Common Capital 88,263 72,881
Tier 1 Capital 88,263 73,172
Tier 2 Capital 8,838 6,143
Total Capital 97,101 79,518
Total Risk Weighted Assets 541,323 578,873
Leverage Ratio 9.04 9.899
Common Equity Tier 1 Capital Ratio 16.31 13.811
Tier 1 Capital Ratio 16.31 13.878
Total Capital Ratio 17.94 15.103

Timeline for 1St Summit Bank

1St Summit Bancorp Of Johnstown, Inc.

1St Summit Bancorp Of Johnstown, Inc. became a new parent organization for 1St Summit Bank.

View Profile Jul 02 1990

1St Summit Bank

1St Summit Bank was established 100 years ago and is currently headquartered in Johnstown, PA.

Jan 01 1924
Relationships Role Relationship Start Relationship End
1St Summit Bancorp Of Johnstown, Inc. Parent 7/2/1990
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