Vitals
  • Total Assets
    229.4M -4.0 %
  • Total Deposits
    197.9M -4.9 %
  • Total Net Loans
    143.5M -3.5 %
  • Net Income
    666000.0000 -2.2 %
  • Book Value
    20.9M 1.9 %
  • Book Value x2
    41.8M 1.9 %
  • Book Value x3
    62.7M 1.9 %
ROAA

.282

ROAE

3.165

Efficiency Ratio

89.784

Net Interest Margin

3.248

Balance Sheet Highlights
Financial Highlights Woodsboro Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 229,370 804,628
Total Net Loans 143,510 615,155
Total Deposits 197,904 644,089
Total Equity 20,909 83,729
Profitability
Net Income 666 6,445
Return on Average Assets .282 .743
Return on Average Equity 3.165 7.02
Net Interest Margin 3.248 3.678
Efficiency Ratio 89.784 72.114
Noninterest Income/Revenue 14.333 18.691
Balance Sheet Ratios
Loan-to-Deposit 72.515 90.195
Securities/Assets .197 .114
Total Equity/Total Assets .091 .104
Tangible Equity/Tangible Assets .091 .093
Capital Adequacy
Tier 1 Common Capital 19,906 74,463
Tier 1 Capital 19,906 75,572
Tier 2 Capital 1,858 7,498
Total Capital 21,764 83,523
Total Risk Weighted Assets 148,019 632,592
Leverage Ratio 8.47 9.794
Common Equity Tier 1 Capital Ratio 13.45 12.533
Tier 1 Capital Ratio 13.45 12.687
Total Capital Ratio 14.7 13.794

Timeline for Woodsboro Bank

Woodsboro Bancshares, Inc.

Woodsboro Bancshares, Inc. became a new parent organization for Woodsboro Bank.

View Profile Jun 09 1997

Woodsboro Bank

Woodsboro Bank was established 125 years ago and is currently headquartered in Woodsboro, MD.

May 01 1899
Relationships Role Relationship Start Relationship End
Woodsboro Bancshares, Inc. Parent 6/9/1997 12/29/2010
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