Net Income Analysis ( % relative to Total Revenue )
Income Statement Woodruff Federal Savings And Loan Association All Insured Savings Banks in South Carolina
Interest and Fees on Loans 2,366 4,120
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 2,366 4,120
Investment Interest Income (TE) 129 553
Total Interest Income (TE) 2,610 4,786
Total Interest Expense 312 414
Net Interest Income (TE) 2,298 4,372
Non-Interest Income 214 855
Adjusted Operating Income (TE) 2,512 5,227
Non-interest Expense 2,010 3,534
Provision for Loan & Lease Losses 45 49
Pretax Operating Income (TE) 457 1,644
Pretax Net Operating Income (TE) 457 1,687
Applicable Income Taxes 141 443
Net Operating Income 316 1,188
Net Income 316 1,188
Cash Dividends Declared — 5
Retained Earnings 316 1,183