Woodruff Federal Savings And Loan Association Financial Statements & Health Reports

Active

Vitals

ROAA

.366

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Woodruff Federal Savings And Loan Association	All Insured Savings Banks in South Carolina
Balance Sheet $(000)
Total Assets	85,835	130,696
Total Net Loans	49,006	81,193
Total Deposits	52,906	100,489
Total Equity	31,233	26,428
Profitability
Net Income	316	1,188
Return on Average Assets	.366	.503
Return on Average Equity	1.017	3.716
Net Interest Margin	2.963	3.439
Efficiency Ratio	80.016	81.618
Noninterest Income/Revenue	7.578	15.159
Balance Sheet Ratios
Loan-to-Deposit	92.628	76.377
Securities/Assets	.063	.184
Total Equity/Total Assets	.364	.202
Tangible Equity/Tangible Assets	.364	.199
Capital Adequacy
Tier 1 Common Capital	30,729	25,258
Tier 1 Capital	30,729	25,258
Tier 2 Capital	518	608
Total Capital	31,247	25,866
Total Risk Weighted Assets	41,143	68,370
Leverage Ratio	35.97	19.343
Common Equity Tier 1 Capital Ratio	74.69	39.657
Tier 1 Capital Ratio	74.69	39.657
Total Capital Ratio	75.95	40.728

Woodruff Federal Savings And Loan Association was established 89 years ago and is currently headquartered in Woodruff, SC.

Dec 14 1934

Relationships	Role	Relationship Start	Relationship End

Similar Organizations

Organization	City	State	Total Assets
Liberty Fsb	Enid	OK	86.3M
Amory Federal Savings And Loan Association	Amory	MS	88.5M
The Cincinnatus Savings & Loan Co.	Cincinnati	OH	82.0M
Armstrong County Building And Loan Association	Ford City	PA	86.3M
Lyons Federal Bank	Lyons	KS	81.6M
American Investors Bank And Mortgage	Eden Prairie	MN	89.5M
Monroe Federal Savings And Loan Association	Tipp City	OH	91.8M
Pickens Savings And Loan Association, Fa	Pickens	SC	91.9M
Kennebec Federal Savings And Loan Association Of Waterville	Waterville	ME	91.2M
Southern Hills Community Bank	Leesburg	OH	87.6M