Vitals
  • Total Assets
    24.9M 4.6 %
  • Total Deposits
    22.1M 4.6 %
  • Total Net Loans
    3.3M -19.0 %
  • Net Income
    185000.0000 18.6 %
  • Book Value
    2.8M 4.9 %
  • Book Value x2
    5.5M 4.9 %
  • Book Value x3
    8.3M 4.9 %
ROAA

.722

ROAE

6.736

Efficiency Ratio

73.182

Net Interest Margin

3.012

Balance Sheet Highlights
Financial Highlights Winthrop State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 24,874 139,469
Total Net Loans 3,290 90,163
Total Deposits 22,108 119,411
Total Equity 2,758 14,761
Profitability
Net Income 185 1,588
Return on Average Assets .722 1.059
Return on Average Equity 6.736 9.966
Net Interest Margin 3.012 3.844
Efficiency Ratio 73.182 69.087
Noninterest Income/Revenue 8.871 13.478
Balance Sheet Ratios
Loan-to-Deposit 14.882 73.727
Securities/Assets .47 .179
Total Equity/Total Assets .111 .106
Tangible Equity/Tangible Assets .111 .104
Capital Adequacy
Tier 1 Common Capital 2,650 14,190
Tier 1 Capital 2,650 14,197
Tier 2 Capital 84 1,059
Total Capital 2,734 15,278
Total Risk Weighted Assets 7,333 98,331
Leverage Ratio 10.57 10.355
Common Equity Tier 1 Capital Ratio 36.14 15.354
Tier 1 Capital Ratio 36.14 15.366
Total Capital Ratio 37.28 16.46

Timeline for Winthrop State Bank

Perennial Bank

Winthrop State Bank was acquired by Perennial Bank 8 years

View Profile Jan 13 2016

Darwin Bancshares, Inc.

Darwin Bancshares, Inc. became a new parent organization for Winthrop State Bank.

View Profile Jan 06 2016

Winthrop Bancshares, Inc.

Winthrop Bancshares, Inc. became a new parent organization for Winthrop State Bank.

View Profile Jul 15 1981

Winthrop State Bank

Winthrop State Bank was established 121 years ago and is currently headquartered in Winthrop, MN.

Oct 10 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Perennial Bank Buyer 97,071 Pooling of Interests Discontinued 1/13/2016
Relationships Role Relationship Start Relationship End
Darwin Bancshares, Inc. Parent 1/6/2016 1/12/2016
Winthrop Bancshares, Inc. Parent 12/21/2001 1/5/2016
Winthrop Bancshares, Inc. Parent 12/31/1996 12/20/2001
Winthrop Bancshares, Inc. Parent 12/21/1996 12/30/1996
Winthrop Bancshares, Inc. Parent 12/31/1989 12/20/1996
Winthrop Bancshares, Inc. Parent 7/15/1981 12/30/1989
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