Whisperwood National Bank
Lubbock, TX — Domestic Branch of a Domestic Bank
Acquired Jan 2003
Vitals
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Total Assets82.5M
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Total Deposits75.2M
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Total Net Loans56.9M
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Net Income583000.0000
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Book Value7.0M
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Book Value x214.0M
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Book Value x321.1M
Balance Sheet Highlights
| Financial Highlights | Whisperwood National Bank | All Insured Commercial Banks in Texas |
| Balance Sheet $(000) | ||
| Total Assets | 82,511 | 113,667 |
| Total Net Loans | 56,931 | 61,797 |
| Total Deposits | 75,215 | 97,554 |
| Total Equity | 7,019 | 11,402 |
| Profitability | ||
| Net Income | 583 | 3,382 |
| Return on Average Assets | .745 | 1.297 |
| Return on Average Equity | 8.42 | 13.161 |
| Net Interest Margin | 4.513 | 4.573 |
| Efficiency Ratio | 79.946 | 67.534 |
| Noninterest Income/Revenue | 17.083 | 15.917 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 75.691 | 60.859 |
| Securities/Assets | .102 | .683 |
| Total Equity/Total Assets | .085 | .1 |
| Tangible Equity/Tangible Assets | .085 | -.074 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 6,844 | 10,464 |
| Tier 2 Capital | 664 | 732 |
| Total Capital | 7,508 | 11,202 |
| Total Risk Weighted Assets | 61,895 | 69,189 |
| Leverage Ratio | 8.68 | 9.595 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 11.06 | 16.71 |
| Total Capital Ratio | 12.14 | 17.784 |
Timeline for Whisperwood National Bank
Plainscapital Bank
Whisperwood National Bank was acquired by Plainscapital Bank 21 years
View Profile Jan 02 2003
Independent Financial, Inc.
Independent Financial, Inc. became a new parent organization for Whisperwood National Bank.
View Profile Sep 28 1984
Whisperwood National Bank
Whisperwood National Bank was established 41 years ago and is currently headquartered in Lubbock, TX.
Mar 04 1983| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Plainscapital Bank | Buyer | 9,204,544 | Acquisition | Discontinued | 1/2/2003 |
| Relationships | Role | Relationship Start | Relationship End |
| Independent Financial, Inc. | Parent | 9/28/1984 | 1/1/2003 |
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