Vitals
  • Total Assets
    186.7M -14.8 %
  • Total Deposits
    182.4M -12.6 %
  • Total Net Loans
    144.6M -12.8 %
  • Net Income
    -197000.0000 96.7 %
  • Book Value
    3.2M -66.5 %
  • Book Value x2
    6.4M -66.5 %
  • Book Value x3
    9.6M -66.5 %
ROAA

-.428

ROAE

-23.814

Efficiency Ratio

112.351

Net Interest Margin

3.369

Balance Sheet Highlights
Financial Highlights Western Springs National Bank And Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 186,677 217,620
Total Net Loans 144,621 131,789
Total Deposits 182,441 186,930
Total Equity 3,211 20,823
Profitability
Net Income -197 307
Return on Average Assets -.428 .626
Return on Average Equity -23.814 6.078
Net Interest Margin 3.369 3.614
Efficiency Ratio 112.351 70.062
Noninterest Income/Revenue 6.938 12.465
Balance Sheet Ratios
Loan-to-Deposit 79.27 65.957
Securities/Assets .022 .21
Total Equity/Total Assets .017 .096
Tangible Equity/Tangible Assets .017 .092
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,215 19,226
Tier 2 Capital 1,957 1,745
Total Capital 5,172 21,049
Total Risk Weighted Assets 151,725 146,411
Leverage Ratio 1.74 9.423
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.12 15.255
Total Capital Ratio 3.41 16.406

Timeline for Western Springs National Bank And Trust

Heartland Bank And Trust Company

Western Springs National Bank And Trust was acquired by Heartland Bank And Trust Company 13 years

View Profile Apr 09 2011

Western Springs Deferred Exchange Corporation

Western Springs Deferred Exchange Corporation became a new subsidiary organization for Western Springs National Bank And Trust.

View Profile Jan 18 2005

Western Springs Bancorp, Inc.

Western Springs Bancorp, Inc. became a new parent organization for Western Springs National Bank And Trust.

View Profile Dec 31 1988

Continental Illinois Bancorp, Inc.

Continental Illinois Bancorp, Inc. became a new parent organization for Western Springs National Bank And Trust.

View Profile May 18 1987

Western Springs National Bank And Trust

Western Springs National Bank And Trust was established 108 years ago and is currently headquartered in Western Springs, IL.

Jan 01 1916
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heartland Bank And Trust Company Buyer 2,976,678 Failure 4/9/2011
Relationships Role Relationship Start Relationship End
Western Springs Bancorp, Inc. Parent 12/31/1988 4/8/2011
Continental Illinois Bancorp, Inc. Parent 5/18/1987 12/30/1988
Western Springs Deferred Exchange Corporation Subsidary 6/30/2007 4/8/2011
Western Springs Deferred Exchange Corporation Subsidary 1/18/2005 6/29/2007
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