Vitals
  • Total Assets
    1.5B 4.5 %
  • Total Deposits
    1.3B 9.8 %
  • Total Net Loans
    672.6M 4.3 %
  • Net Income
    5.1M -24.1 %
  • Book Value
    94.7M -21.8 %
  • Book Value x2
    189.3M -21.8 %
  • Book Value x3
    284.0M -21.8 %
ROAA

1.408

ROAE

19.725

Efficiency Ratio

58.167

Net Interest Margin

2.404

Balance Sheet Highlights
Financial Highlights Western National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,459,902 296,796
Total Net Loans 672,555 158,494
Total Deposits 1,342,987 257,665
Total Equity 94,686 30,483
Profitability
Net Income 5,054 779
Return on Average Assets 1.408 .991
Return on Average Equity 19.725 9.73
Net Interest Margin 2.404 3.721
Efficiency Ratio 58.167 69.161
Noninterest Income/Revenue 9.352 15.977
Balance Sheet Ratios
Loan-to-Deposit 50.079 58.411
Securities/Assets .104 .243
Total Equity/Total Assets .065 .103
Tangible Equity/Tangible Assets .065 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 94,434 29,176
Tier 2 Capital 7,177 1,937
Total Capital 101,611 31,117
Total Risk Weighted Assets 738,021 177,228
Leverage Ratio 6.58 10.187
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.8 18.459
Total Capital Ratio 13.77 19.536

Timeline for Western National Bank

Frost Bank

Western National Bank was acquired by Frost Bank 9 years

View Profile Jun 21 2014

Cullen/Frost Bankers, Inc.

Cullen/Frost Bankers, Inc. became a new parent organization for Western National Bank.

View Profile May 31 2014

Wnb Bancshares, Inc.

Wnb Bancshares, Inc. became a new parent organization for Western National Bank.

View Profile Sep 29 2009

Permian Basin Community Development, Inc.

Permian Basin Community Development, Inc. became a new subsidiary organization for Western National Bank.

View Profile Sep 24 2003

Wnb Investors, Llc

Wnb Investors, Llc became a new subsidiary organization for Western National Bank.

View Profile Aug 31 2001

Want to see more?

Complete timeline for Western National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Frost Bank Buyer 29,633,441 Pooling of Interests Discontinued 6/21/2014
First National Bank Of Kermit Seller 33,654 Discontinued 12/12/1990
Bank Of Odessa Seller 14,364 Failure 7/27/1990
Relationships Role Relationship Start Relationship End
Cullen/Frost Bankers, Inc. Parent 5/31/2014 6/20/2014
Wnb Bancshares, Inc. Parent 9/29/2009 5/30/2014
Wnb Financial Corp. Parent 2/21/1989 9/28/2009
Wnb Holdings, Inc. Subsidary 6/30/2007 6/20/2014
Permian Basin Community Development, Inc. Subsidary 6/30/2007 6/20/2014
Wnb Investors, Llc Subsidary 8/31/2001 2/11/2014
Wnb General Parnter, Llc Subsidary 8/31/2001 2/28/2013
Wnb Financial Services, Inc. Subsidary 6/30/2007 1/31/2009
Wnb Holdings, Inc. Subsidary 6/21/2001 6/29/2007
Permian Basin Community Development, Inc. Subsidary 9/24/2003 6/29/2007
Wnb Financial Services, Inc. Subsidary 12/1/2000 6/29/2007
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