Vitals
  • Total Assets
    44.0M
  • Total Deposits
    32.0M
  • Total Net Loans
    38.2M
  • Net Income
    224000.0000
  • Book Value
    3.8M
  • Book Value x2
    7.6M
  • Book Value x3
    11.4M
ROAA

.738

ROAE

8.088

Efficiency Ratio

66.228

Net Interest Margin

3.329

Balance Sheet Highlights
Financial Highlights Western Bank & Trust National Association All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 43,974 82,408
Total Net Loans 38,182 51,803
Total Deposits 32,030 67,041
Total Equity 3,788 8,582
Profitability
Net Income 224 890
Return on Average Assets .738 1.275
Return on Average Equity 8.088 12.303
Net Interest Margin 3.329 3.9
Efficiency Ratio 66.228 59.436
Noninterest Income/Revenue 13.548 10.524
Balance Sheet Ratios
Loan-to-Deposit 119.207 75.377
Securities/Assets .034 .456
Total Equity/Total Assets .086 .104
Tangible Equity/Tangible Assets .079 .048
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 3,453 7,869
Tier 2 Capital 389 633
Total Capital 3,842 8,500
Total Risk Weighted Assets 36,176 56,644
Leverage Ratio 8.24 9.83
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 9.55 14.791
Total Capital Ratio 10.62 15.905

Timeline for Western Bank & Trust National Association

American National Bank

Western Bank & Trust National Association was acquired by American National Bank 20 years

View Profile Oct 21 2003

Farmers Savings Bank

Acquisition: Western Bank & Trust National Association acquired a new subsidiary, Farmers Savings Bank, 27 years

View Profile Jan 07 1997

Farmers Insurance Agency Of Pierson, Inc.

Farmers Insurance Agency Of Pierson, Inc. became a new subsidiary organization for Western Bank & Trust National Association.

View Profile Jan 07 1997

American Bancshares, Inc.

American Bancshares, Inc. became a new parent organization for Western Bank & Trust National Association.

View Profile Oct 03 1996

Western Bank & Trust National Association

Western Bank & Trust National Association was established 134 years ago and is currently headquartered in Moville, IA.

Jan 01 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American National Bank Buyer 224,675 Pooling of Interests Discontinued 10/21/2003
Farmers Savings Bank Seller 15,508 Pooling of Interests Discontinued 1/7/1997
Relationships Role Relationship Start Relationship End
American Bancshares, Inc. Parent 10/3/1996 10/20/2003
Farmers Insurance Agency Of Pierson, Inc. Subsidary 1/7/1997 1/1/2003
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