Net Income Analysis ( % relative to Total Revenue )
Income Statement Western Alliance Bank All Insured Commercial Banks in Arizona
Interest and Fees on Loans 629,711 47,461
Income from Lease Financing Receivables 4,953 312
31,746 2,043
Estimated Tax Benefit from Tax-Exempt Loan Income 17,094 1,098
Income on Loans and Leases (TE) 651,758 48,872
Investment Interest Income (TE) 61,482 5,018
Total Interest Income (TE) 719,059 54,451
Total Interest Expense 36,318 2,892
Net Interest Income (TE) 682,741 51,559
Non-Interest Income 40,876 9,875
Adjusted Operating Income (TE) 723,617 61,434
Non-interest Expense 318,352 32,874
Provision for Loan & Lease Losses 11,229 801
Pretax Operating Income (TE) 394,036 27,759
Pretax Net Operating Income (TE) 394,036 27,886
Applicable Income Taxes 105,483 7,553
Net Operating Income 265,332 18,705
Net Income 265,332 18,705
Cash Dividends Declared — 581
Retained Earnings 265,332 18,123