Vitals
  • Total Assets
    28.1M -0.6 %
  • Total Deposits
    23.9M 0.2 %
  • Total Net Loans
    20.3M 14.0 %
  • Net Income
    520000.0000 0.4 %
  • Book Value
    2.9M 4.5 %
  • Book Value x2
    5.8M 4.5 %
  • Book Value x3
    8.7M 4.5 %
ROAA

1.909

ROAE

18.432

Efficiency Ratio

56.017

Net Interest Margin

4.27

Balance Sheet Highlights
Financial Highlights Welcome State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 28,070 147,703
Total Net Loans 20,281 97,223
Total Deposits 23,898 126,600
Total Equity 2,896 15,565
Profitability
Net Income 520 1,683
Return on Average Assets 1.909 1.08
Return on Average Equity 18.432 9.905
Net Interest Margin 4.27 3.845
Efficiency Ratio 56.017 68.21
Noninterest Income/Revenue 24.951 13.68
Balance Sheet Ratios
Loan-to-Deposit 84.865 75.205
Securities/Assets .048 .174
Total Equity/Total Assets .103 .105
Tangible Equity/Tangible Assets .103 .103
Capital Adequacy
Tier 1 Common Capital 2,898 15,225
Tier 1 Capital 2,898 15,232
Tier 2 Capital 232 1,135
Total Capital 3,130 16,386
Total Risk Weighted Assets 21,220 105,251
Leverage Ratio 10.48 10.475
Common Equity Tier 1 Capital Ratio 13.66 15.3
Tier 1 Capital Ratio 13.66 15.308
Total Capital Ratio 14.75 16.398

Timeline for Welcome State Bank

Welcome Bancshares, Inc.

Welcome Bancshares, Inc. became a new parent organization for Welcome State Bank.

View Profile Jun 01 1981

Welcome State Bank

Welcome State Bank was established 111 years ago and is currently headquartered in Welcome, MN.

Jan 01 1913
Relationships Role Relationship Start Relationship End
Welcome Bancshares, Inc. Parent 12/26/1996
Welcome Bancshares, Inc. Parent 6/1/1981 12/25/1996
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