Vitals
  • Total Assets
    257.2M 13.3 %
  • Total Deposits
    224.7M 19.5 %
  • Total Net Loans
    178.5M 6.4 %
  • Net Income
    4.3M -2.3 %
  • Book Value
    31.1M -0.4 %
  • Book Value x2
    62.1M -0.4 %
  • Book Value x3
    93.2M -0.4 %
ROAA

1.783

ROAE

13.351

Efficiency Ratio

59.073

Net Interest Margin

5.189

Balance Sheet Highlights
Financial Highlights Welch State Bank Of Welch, Okla. All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 257,217 202,868
Total Net Loans 178,540 137,756
Total Deposits 224,678 172,449
Total Equity 31,053 21,595
Profitability
Net Income 4,295 2,672
Return on Average Assets 1.783 1.261
Return on Average Equity 13.351 11.655
Net Interest Margin 5.189 4.163
Efficiency Ratio 59.073 67.201
Noninterest Income/Revenue 13.606 16.695
Balance Sheet Ratios
Loan-to-Deposit 79.465 75.305
Securities/Assets .187 .172
Total Equity/Total Assets .121 .106
Tangible Equity/Tangible Assets .121 .104
Capital Adequacy
Tier 1 Common Capital 30,587 21,413
Tier 1 Capital 30,587 21,413
Tier 2 Capital 2,473 1,666
Total Capital 33,060 23,103
Total Risk Weighted Assets 196,769 150,667
Leverage Ratio 12.05 10.837
Common Equity Tier 1 Capital Ratio 15.54 15.74
Tier 1 Capital Ratio 15.54 15.742
Total Capital Ratio 16.8 16.809

Timeline for Welch State Bank Of Welch, Okla.

Welch State Bank Investments, Inc.

Welch State Bank Investments, Inc. became a new subsidiary organization for Welch State Bank Of Welch, Okla..

View Profile Jan 01 2002

Welch Bancshares, Inc.

Welch Bancshares, Inc. became a new parent organization for Welch State Bank Of Welch, Okla..

View Profile Apr 01 1981

Welch State Bank Of Welch, Okla.

Welch State Bank Of Welch, Okla. was established 100 years ago and is currently headquartered in Welch, OK.

Oct 01 1923
Relationships Role Relationship Start Relationship End
Welch Bancshares, Inc. Parent 7/30/1993
Welch Bancshares, Inc. Parent 5/5/1993 7/29/1993
Welch Bancshares, Inc. Parent 3/12/1993 5/4/1993
Welch Bancshares, Inc. Parent 9/18/1992 3/11/1993
Welch Bancshares, Inc. Parent 3/17/1992 9/17/1992
Welch Bancshares, Inc. Parent 4/1/1981 3/16/1992
Welch State Bank Investments, Inc. Subsidary 6/30/2007
Welch State Bank Investments, Inc. Subsidary 1/1/2002 6/29/2007
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