Vitals
  • Total Assets
    115.8M -11.7 %
  • Total Deposits
    59.6M -23.4 %
  • Total Net Loans
    30.0M -26.6 %
  • Net Income
    1.6M 107.2 %
  • Book Value
    16.1M 7.1 %
  • Book Value x2
    32.2M 7.1 %
  • Book Value x3
    48.3M 7.1 %
ROAA

1.252

ROAE

9.707

Efficiency Ratio

44.351

Net Interest Margin

2.112

Balance Sheet Highlights
Financial Highlights Washita State Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 115,792 202,868
Total Net Loans 30,035 137,756
Total Deposits 59,621 172,449
Total Equity 16,090 21,595
Profitability
Net Income 1,577 2,672
Return on Average Assets 1.252 1.261
Return on Average Equity 9.707 11.655
Net Interest Margin 2.112 4.163
Efficiency Ratio 44.351 67.201
Noninterest Income/Revenue 2.319 16.695
Balance Sheet Ratios
Loan-to-Deposit 50.377 75.305
Securities/Assets .212 .172
Total Equity/Total Assets .139 .106
Tangible Equity/Tangible Assets .138 .104
Capital Adequacy
Tier 1 Common Capital 16,972 21,413
Tier 1 Capital 16,972 21,413
Tier 2 Capital 631 1,666
Total Capital 17,603 23,103
Total Risk Weighted Assets 50,158 150,667
Leverage Ratio 14.16 10.837
Common Equity Tier 1 Capital Ratio 33.84 15.74
Tier 1 Capital Ratio 33.84 15.742
Total Capital Ratio 35.1 16.809

Timeline for Washita State Bank

Washita Bancshares, Inc.

Acquisition: Washita State Bank acquired a new subsidiary, Washita Bancshares, Inc. , 21 years

View Profile Dec 27 2002

Washita Bancshares, Inc.

Washita Bancshares, Inc. became a new parent organization for Washita State Bank.

View Profile Dec 08 1981

First State Bank

Acquisition: Washita State Bank acquired a new subsidiary, First State Bank, 47 years

View Profile Mar 14 1977

Washita State Bank

Washita State Bank was established 47 years ago and is currently headquartered in Burns Flat, OK.

Mar 11 1977
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Washita Bancshares, Inc. Seller Acquisition Discontinued 12/27/2002
First State Bank Seller 1,850 Failure 3/14/1977
Relationships Role Relationship Start Relationship End
Washita Bancshares, Inc. Parent 12/8/1981 12/26/2002
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