Vision Bank - Texas
Richardson, TX — Domestic Branch of a Domestic Bank
Acquired Jul 2015
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Vision Bank - Texas | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 3,545 | 4,884 |
| Income from Lease Financing Receivables | — | 1 |
| — | 16 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 8 |
| Income on Loans and Leases (TE) | 3,545 | 4,910 |
| Investment Interest Income (TE) | 54 | 998 |
| Total Interest Income (TE) | 3,634 | 6,140 |
| Total Interest Expense | 516 | 480 |
| Net Interest Income (TE) | 3,118 | 5,626 |
| Non-Interest Income | 176 | 1,193 |
| Adjusted Operating Income (TE) | 3,294 | 6,973 |
| Non-interest Expense | 1,921 | 4,445 |
| Provision for Loan & Lease Losses | 39 | 152 |
| Pretax Operating Income (TE) | 1,334 | 2,280 |
| Pretax Net Operating Income (TE) | 1,250 | 2,333 |
| Applicable Income Taxes | 389 | 282 |
| Net Operating Income | 855 | 1,806 |
| Net Income | 855 | 1,799 |
| Cash Dividends Declared | — | 644 |
| Retained Earnings | 855 | 1,008 |