Vitals
  • Total Assets
    185.0M 3.8 %
  • Total Deposits
    165.3M 2.8 %
  • Total Net Loans
    132.7M 8.3 %
  • Net Income
    855000.0000 51.1 %
  • Book Value
    19.5M 13.3 %
  • Book Value x2
    39.0M 13.3 %
  • Book Value x3
    58.5M 13.3 %
ROAA

.926

ROAE

9.02

Efficiency Ratio

58.315

Net Interest Margin

3.554

Balance Sheet Highlights
Financial Highlights Vision Bank - Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 185,019 329,675
Total Net Loans 132,678 186,813
Total Deposits 165,331 282,402
Total Equity 19,501 35,191
Profitability
Net Income 855 1,799
Return on Average Assets .926 1.022
Return on Average Equity 9.02 9.721
Net Interest Margin 3.554 3.683
Efficiency Ratio 58.315 67.62
Noninterest Income/Revenue 4.619 16.269
Balance Sheet Ratios
Loan-to-Deposit 80.25 62.334
Securities/Assets .077 .238
Total Equity/Total Assets .105 .107
Tangible Equity/Tangible Assets .105 .102
Capital Adequacy
Tier 1 Common Capital 19,542 33,043
Tier 1 Capital 19,542 33,081
Tier 2 Capital 1,642 2,219
Total Capital 21,184 35,327
Total Risk Weighted Assets 174,891 210,653
Leverage Ratio 10.45 10.209
Common Equity Tier 1 Capital Ratio 11.17 17.975
Tier 1 Capital Ratio 11.17 18.005
Total Capital Ratio 12.11 19.064

Timeline for Vision Bank - Texas

Texas Bank And Trust Company

Vision Bank - Texas was acquired by Texas Bank And Trust Company 8 years

View Profile Jul 25 2015

Vision Bank - Texas

Vision Bank - Texas was established 17 years ago and is currently headquartered in Richardson, TX.

Apr 23 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas Bank And Trust Company Buyer 2,279,344 Acquisition Discontinued 7/25/2015
Relationships Role Relationship Start Relationship End
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